Lambton Mutual Insurance Company is a property and casualty insurance company operating in Southwestern Ontario. We write approximately $20 million in gross premium consisting of residential, automobile, farm and commercial premium. We are a member of the Ontario Mutual Insurance Association and Farm Mutual Re based in Cambridge, Ontario.
We are one of 40 purely mutual insurance companies operating in the Province of Ontario. Many of the farm mutuals operating in Ontario have been around for generations. In fact, Lambton Mutual Insurance Company was formed in 1875. The organizers of the company were all leaders in their respective fields - agriculture, manufacturing and municipal politics.
We are one of 40 purely mutual insurance companies operating in the Province of Ontario. Many of the farm mutuals operating in Ontario have been around for generations. In fact, Lambton Mutual Insurance Company was formed in 1875. The organizers of the company were all leaders in their respective fields - agriculture, manufacturing and municipal politics.
Services
Scholarship Program
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Established in 2015 to support students volunteering in their community, as Lambton Mutual Insurance Company takes great pride in being an active contributor to the community. Five scholarships of $1,000 each will be awarded to high school students who are sons/daughters of existing policyholders of Lambton Mutual Insurance Company.
Why Mutual
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One of the items that makes Lambton Mutual different is our insurance-at-cost philosophy. What does that mean? Insurance-at-cost is part of The Mutual Advantage and it means we treat premiums as if they are still the property of the insured. That sounds great, but maybe you're still wondering what that means for you.
Farm
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You need someone who thoroughly understands agri-business on both an operational and personal level. With Lambton Mutual, you can have peace of mind in knowing you're placing your trust in a neighbour. Our farm insurance program provides you with the option to insure many different kinds of property, as well as offers various levels of coverage to meet your unique needs.
Home
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Home - It's the place for raising a family, the hub for backyard barbeques and where you proudly rest your head at night. It's your home, and, as the saying goes, there's no other place quite like it. Lambton Mutual understands the unique insurance needs for you and your property because we're a part of your community and have been for generations.
Auto
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Whether it's driving to the office, to the next field or getting the kids to soccer, making sure you have the protection you need to keep you on the road is what Lambton Mutual does. When you insure with Lambton Mutual you're placing your trust in a neighbour - someone who lives in your community and drives the same roads that you do.
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