HMT Mortgage Architects
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Refinancing your existing mortgage can be one of the most effective ways to access equity in your home for a variety of reasons. We understand business owners because we're business owners as well. We offer a long list of lenders that have a variety of excellent mortgage options for self-employed Canadians like yourself.

Just because you are a new immigrant does not mean that you have to wait to purchase a home. With our experience in banking and finance we can help you find the best rates for your mortgage needs. Many years working in the banking and finance industry has given us a great network of contacts that we use to find the best mortgage products and solutions.
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Our Team
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Thank you for considering our mortgage planning services, where objective advice and great rates are just the beginning. As both Managing Partner and Founder of Home Mortgage Team, Chris Mckerrow brings over 18 years of Mortgage lending experience to his clients. Specializing in new home financing, construction mortgages, investment properties and mortgage refinancing.
About Us
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We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.

With access to over 50 of Canada's Top Lending institutions, we can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.Call us today and get a free quote and overview of current market conditions affecting the mortgage market!
Testimonials
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I have just settled into my new home, and I could not be happier. And this would not have happened without Chris McKerrow's guidance and support. This is my first home and Chris was able to navigate the many programs available for first time home buyers.

He is completely in his clients corner - traversing the mortgage landscape with a keen and savvy eye, Chris always provided sound judgement, a highly professional demeanor and a personal grit that ensured he not only met expectations, but far exceeded them.I am truly blessed to have met Chris, and had his help in securing a mortgage for my first - forever - home.
Mortgage Services
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Given the vast number of mortgage products and options available today, shopping for a mortgage sometimes can be overwhelming and confusing for consumers. I will provide you with a comprehensive source of information and expert advice that will help you build a mortgage blueprint that fits your financial needs and long term financing goals.
First Time Buyers
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Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.
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