Business Details
33 Years
experience
Your Trusted Financial Planning Partner in Guelph
Since 1993, Rockwood Financial has been dedicated to helping individuals, families, and business owners navigate complex financial challenges with care, insight, and expertise. Our team prioritizes building long-term relationships rooted in trust, transparency, and personalized service. We take a holistic approach to financial planning, recognizing that every decision is interconnected and ensuring each client's plan aligns with their long-term goals. Specializing in financial planning, investment management, insurance solutions, and tax planning, we provide clarity and confidence through every stage of life.With decades of combined experience, our collaborative team of professionals works to identify financial goals, assess risks, develop strategies, and implement plans with precision. We are committed to supporting clients throughout their financial journey, adapting strategies as life evolves to maintain alignment with their objectives.
Services
Financial Planning
Retirement Planning
Portfolio Analysis
Tax Planning
Estate Planning
Insurance Analysis
Details
- Year established: 1993
Highlights and features
- We offer over 30 years of combined experience in financial planning and investment management.
- Our team includes Certified Financial Planners with expertise in tax and estate planning.
- We provide personalized strategies tailored to individual financial goals and risk tolerance.
- Our holistic approach integrates all aspects of financial life for cohesive, long-term solutions.
- We maintain transparency and prioritize client education to foster informed decision-making.
Associations and certifications
- Certified Financial Planner (CFP)
What people say
Personalized service
Expert financial guidance
Long-term planning focus
Responsive team
Clear communication
Services
Financial Planning
Our financial planning service creates customized strategies to align your financial goals with your life stage and risk tolerance. We analyze income, assets, liabilities, and long-term objectives to develop actionable plans for wealth growth and preservation. By integrating tax efficiency, estate considerations, and insurance needs, we provide comprehensive roadmaps to help clients achieve financial security.
Retirement Planning
Retirement planning focuses on building sustainable income streams for post-career life. We assess current savings, projected expenses, and risk profiles to design withdrawal strategies that maximize longevity. Our approach incorporates RRSP/TFSA optimization, government benefit analysis, and tax-efficient income distribution to ensure financial stability throughout retirement.
Portfolio Analysis
Portfolio analysis evaluates asset allocation and risk exposure to ensure alignment with financial goals. We review investment performance, diversification, and tax implications to optimize returns while managing volatility. This service helps clients understand their current holdings and make informed decisions about rebalancing or restructuring their investment portfolios.
Estate Planning
Estate planning ensures your assets are distributed according to your wishes while minimizing tax liabilities. We help clients create wills, establish trusts, and implement strategies to protect beneficiaries. Our approach addresses probate efficiency, charitable giving, and intergenerational wealth transfer to preserve your financial legacy.
Insurance Analysis
Insurance analysis identifies coverage gaps and ensures appropriate protection against financial risks. We evaluate life, disability, and critical illness policies to determine adequate coverage levels. This service helps clients balance premium costs with risk mitigation to safeguard their financial future against unexpected events.
People
Marc Boterman
Lead Financial Advisor
Certified Financial Planner with 30+ years of experience in tax and investment strategy. Specializes in creating personalized financial plans for individuals and families.
Ben Boterman
Financial Advisor
Holds CFP and CIM designations with expertise in investment strategy and client-focused financial planning. Brings analytical precision to portfolio management and retirement solutions.
Lauren Kapps
Licensed Assistant
Integral team member since 2006, specializing in client communications and trade processing. Provides operational support for financial advisors while maintaining client relationships.
Beth Musial
Licensed Assistant
Honours graduate with FMA and RDA designations. Delivers personalized client support through expertise in investment planning and financial services operations.
Pascale Fournier
Administrative Assistant
Manages office operations and client scheduling with attention to detail. Ensures smooth administrative processes while contributing to positive client experiences.
Questions
What areas do you serve?
We primarily serve clients in Guelph, Ontario, with virtual consultation options available for those outside our local area.
How do you charge for financial planning services?
Our fee structure varies by service type - some services are fee-only while others earn commissions through investment products. We provide full transparency about compensation methods during initial consultations.
What investment strategies do you use?
We employ diversified strategies tailored to individual risk tolerance and goals, focusing on asset allocation, tax efficiency, and long-term growth principles.
How often should I review my financial plan?
We recommend annual reviews or whenever significant life changes occur to ensure your plan remains aligned with evolving circumstances.
What qualifications do your advisors hold?
Our team includes Certified Financial Planners (CFP) and professionals with industry-recognized designations like CIM, FMA, and RDA.
Can you help with government benefit optimization?
Yes, we analyze CPP/QPP, OAS, and GIS benefits to develop strategies that maximize retirement income while minimizing tax implications.
