Crescent Mortgage

Business Details

Your Trusted Mortgage Broker in Whitby, Ontario

Crescent Mortgage has redefined mortgage services by prioritizing client needs through customized solutions and transparent communication. With a team of experienced professionals, we specialize in simplifying complex mortgage processes for first-time buyers, self-employed individuals, newcomers to Canada, and investors. Our commitment to personalized service ensures clients receive tailored advice for purchases, refinancing, debt consolidation, and equity management.

By partnering with major lenders and offering competitive rates, we empower clients to achieve financial goals without hidden fees or surprises. Our proven track record of client satisfaction, evidenced by testimonials highlighting exceptional support and cost savings, underscores our position as trusted advisors in the mortgage industry.

Services

Mortgage Pre-Approval First Time Buyers Self-Employed Mortgages Debt Consolidation Investment Properties Mortgage Renewals Credit Improvement Reverse Mortgages

Highlights and features

We offer customized mortgage products tailored to unique financial situations.
Our team provides fast pre-approvals with no hidden fees or surprises.
We serve diverse clients including self-employed individuals and newcomers to Canada.
Our brokers negotiate with multiple lenders to secure the best rates available.
We maintain full transparency with no hidden fees or ambiguous terms.

What people say

Exceptional service Excellent rates No surprises Highly recommended Saved tens of thousands

Website

Update Listing

Services

Mortgage Pre-Approval

Our mortgage pre-approval service evaluates your financial situation to determine borrowing capacity. We analyze income documentation, credit history, and down payment verification to secure conditional lender approval. This process helps buyers confidently shop within their budget while locking in favorable rates before market fluctuations.

First Time Buyers

We specialize in guiding first-time homebuyers through the purchasing process. Our service includes explaining down payment requirements, mortgage insurance options, and budgeting strategies. We simplify complex terminology and connect clients with lenders offering competitive rates specifically designed for new buyers entering the housing market.

Debt Consolidation

Our debt consolidation service combines high-interest debts into a single mortgage payment at a lower rate. We assess home equity, calculate potential savings, and structure refinancing plans that improve cash flow. This solution helps clients reduce financial stress while maintaining homeownership benefits.

Investment Properties

We provide financing solutions for real estate investors seeking to build wealth through property acquisitions. Our service includes analyzing rental income potential, structuring down payments, and connecting clients with lenders offering favorable terms for investment portfolios while ensuring compliance with lending regulations.

Credit Improvement

Our credit improvement service helps clients with challenged credit histories access mortgage financing. We evaluate individual circumstances, connect clients with alternative lenders, and develop strategies to rebuild creditworthiness while securing necessary home financing through specialized programs.

People

Ken Fadel

Principal Broker

Ken Fadel leads Crescent Mortgage Corp with over 20 years of mortgage industry experience. He specializes in complex financing solutions and maintains relationships with major lenders to secure competitive rates for clients across Canada.

Paula Freeman

Mortgage Broker

Paula Freeman brings extensive mortgage brokerage experience, focusing on first-time buyers and investment properties. She prioritizes client education and transparent communication throughout the mortgage process.

Angela Harkness

Mortgage Broker

Angela Harkness specializes in mortgage solutions for self-employed individuals and newcomers to Canada. With AMP designation, she provides expert guidance on documentation requirements and financing options.

Michael Mok

Mortgage Broker

Michael Mok offers personalized mortgage advice with a focus on debt consolidation strategies and equity management. He helps clients optimize their financial positions through tailored refinancing solutions.

Nancy Butler

Mortgage Agent

Nancy Butler supports clients with mortgage pre-approvals and renewal negotiations. As a Level 2 mortgage agent, she provides detailed guidance on documentation requirements and market conditions affecting mortgage decisions.

Questions

What mortgage services do you specialize in?

We specialize in first-time buyer programs, refinancing, debt consolidation, self-employed mortgages, investment properties, and credit improvement solutions tailored to individual needs.

How does your mortgage pre-approval process work?

Our pre-approval process involves assessing your financial situation, verifying income documentation, and securing conditional approval from lenders with transparent terms and rate guarantees.

Do you work with self-employed individuals?

Yes, we partner with lenders that accept alternative income documentation for self-employed clients, ensuring fair qualification based on business financials rather than tax returns.

Can you help with mortgage renewals?

We review existing renewal offers, negotiate better rates with multiple lenders, and help clients leverage equity for renovations or debt consolidation during renewal periods.

What areas do you serve?

While based in Whitby, Ontario, we provide mortgage services across Canada, including specialized programs for newcomers and regional market expertise.

Reviews (5)

Write a Review

Dylan Wayne Moore

Jul 30, 2021 Report

Couldn’t have done it without crescent mortgage.. Great team to work with … can’t thank Amy enough for all the work she had done for us to be able to buy our first home in such a crazy house market like it has been definitely recommend them

Kimberlee Hope Wagg

Mar 11, 2020 Report

I can’t thank Amy enough for helping my husband and I through buying our first home! She went above and beyond to find us the best mortgage possible and took her time and answered all the questions we had, and there were many! If your looking to buy, I highly recommend Amy at Crescent Mortgage!

P. Lem

Oct 24, 2019 Report

Custom broker who offers customized mortgage products with fast approvals, full transparency, simple english and for self employed.

Nicole Rochette

Jul 07, 2016 Report

Couldn't of bought a house without the help of Amy! Does great work and always there to answer questions.

Jackie Stockley

Dec 12, 2013 Report

I want to thank Amy Murray and Rick for all their help and hard work. Amy went above and beyond to make sure I understood the whole process, and personally handled all aspects of the deal. They made sure that my priorities were their priorities. I can't thank you enough for the wonderful and comfortable future you helped me provide for myself and the boys.
Sincerely yours Jacqueline