Business Details
48 Years
experience
Trusted Financial Advisers in Halifax Since 1978
Established in 1978, Foxgrove Benefits Consulting has served Nova Scotians for over four decades by delivering independent, client-focused financial solutions. Our team of Certified Financial Planners prioritizes personalized strategies tailored to individual and business needs, free from product-specific biases. We specialize in retirement planning, insurance optimization, and investment management, leveraging real-world scenario modeling to create actionable roadmaps.With deep expertise in tax-efficient strategies and succession planning, we empower clients to achieve financial security while maintaining transparency and ethical standards. Our commitment to community engagement and client education underscores our mission to make complex financial concepts accessible and actionable for every client we serve.
Services
Group Savings Plans
Key Person Insurance
Buy/Sell Agreements
Life Insurance
Disability Insurance
Retirement Planning
Estate Planning
Tax Planning
Corporate Asset Transfer
Salary Continuation
Details
- Year established: 1978
Highlights and features
- 40+ years of independent financial advisory experience in Nova Scotia
- Certified Financial Planners deliver unbiased, client-first solutions
- Customized financial roadmaps using real-world scenario modeling
- Specialized expertise in tax-efficient retirement and business succession planning
- Proven track record with corporate asset transfer and key person insurance
Associations and certifications
- Certified Financial Planner (CFP)
What people say
Personalized financial plans
Exceptional follow-up service
Significant cost savings
Clear communication
Proven expertise
Services
Group Savings Plans
Comprehensive group savings solutions help businesses attract talent while securing employee financial futures. Our plans combine employer-employee contributions with tax advantages, offering flexible retirement options and health coverage. We specialize in designing customized packages that balance organizational goals with workforce needs.
Key Person Insurance
This critical coverage safeguards companies against financial losses from key employee death or disability. We implement policies that provide liquidity for recruitment costs and revenue protection during transitional periods. Our solutions ensure business continuity while maintaining stakeholder confidence.
Retirement Planning
Personalized retirement strategies combine investment optimization with tax-efficient withdrawal plans. Our Certified Financial Planners analyze current assets, future goals, and risk tolerance to create sustainable income streams. We specialize in Registered Retirement Income Fund conversions and long-term care planning.
Estate Planning
We develop comprehensive estate plans that minimize tax liabilities while ensuring smooth asset transfer. Our approach coordinates wills, trusts, and insurance policies to protect family wealth. We work with legal professionals to create legally sound documents that reflect client intentions.
Corporate Asset Transfer
This tax-advantaged strategy facilitates corporate asset distribution to shareholders or estates. We help business owners navigate complex CRA regulations to maximize after-tax returns. Our solutions address locked-in capital while maintaining operational continuity during ownership transitions.
People
Aaron MacDonald
Owner
Certified Financial Planner with 25+ years of experience in Nova Scotia. Graduated from Saint Mary's University, specializing in personalized financial strategies. Active community volunteer committed to client education and financial literacy.
Jarrod Francis
Financial Advisor
Certified Financial Planner with dual degrees in English and Education. Joined Foxgrove in 2014, focusing on client communication and detail-oriented financial planning. Known for exceptional follow-up and personalized service delivery.
Questions
What financial services do you offer businesses?
We provide group savings plans, key person insurance, buy/sell agreements, and corporate asset transfer strategies tailored to Nova Scotia businesses.
How do you help individuals with retirement planning?
Our Certified Financial Planners create customized retirement strategies using tax-efficient investment vehicles and Registered Retirement Income Fund conversions.
Are you independent financial advisors?
Yes, we're not tied to specific products, allowing unbiased recommendations across all financial solutions.
How do you handle estate planning?
We coordinate wills, trusts, and insurance policies while working with legal professionals to ensure tax-efficient asset transfer.
What makes Foxgrove different from banks?
Our personalized approach focuses on client needs rather than selling generic products, with 40+ years of local expertise.
Do you offer business succession planning?
Yes, we specialize in buy/sell agreements, key person insurance, and corporate asset transfer strategies for smooth ownership transitions.
