I am Gandharv Mital - a passionate, result-oriented professional with more than 22 years of experience in the Service Industry. My core value system is the cornerstone of my work, which drives me to give my best always in every deal. I take pride in my hard work, integrity, commitment, pragmatic outlook and client-focused approach.
Valuing a customer's time, money and emotions has helped me mature as a Top Negotiator in my line of work. Buying a home is one of the biggest decisions in a person's lifetime. It is no rocket science but a meticulous, detailed approach will help you make decisions that you won't regret in the long run.
Valuing a customer's time, money and emotions has helped me mature as a Top Negotiator in my line of work. Buying a home is one of the biggest decisions in a person's lifetime. It is no rocket science but a meticulous, detailed approach will help you make decisions that you won't regret in the long run.
Services
Credit Score Affects You
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Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).
Save on interest
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There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible. The results of this simple strategy can save you a fortune and drastically reduce the length of your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
Avoid money pit
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How to Avoid a Money Pit: Be on the Lookout for these 6 Warning Signs That Could Mean Expensive Repairs. Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for the following six telltale signs of serious problems.
5 Costly Mistakes
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The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Read this guide to avoiding a money pit.
First Time Home Buyers
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Home buying is a very exciting time or period of your life. You want to thoroughly enjoy it and want to be aware about a lot of things. We at Magichomes thrive to make your decision and buying simple easy and very informative. We have given some essential tips and information to make it easier for you.
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