Business Details
31 Years
experience
Your Trusted Partner for Holistic Wealth Management
At 360 Financial, we are dedicated to providing holistic wealth management solutions tailored to our clients' unique visions and values. With over 30 years of experience, our team of fiduciary advisors prioritizes your financial well-being, offering personalized strategies in financial planning, estate planning, and investment management. We specialize in serving business owners, entrepreneurs, and professionals, ensuring their assets are diversified and aligned with both personal and business goals. Our collaborative approach integrates CPA services through our partner Rapacki, allowing clients to manage all financial aspects under one roof. We pride ourselves on transparency, responsiveness, and a commitment to lifelong learning, adapting our strategies to evolving market conditions and client needs.Our proprietary LifeWealth Process ensures every financial decision supports long-term legacy and retirement objectives. Backed by $700 million in assets under management and a team of certified experts, we combine technical expertise with compassionate service. Client testimonials highlight our ability to transform financial uncertainty into confidence, enabling clients to focus on their passions without market-related anxiety. We operate from offices in Wayzata and Elk River, Minnesota, while serving clients nationwide through digital platforms. Our mission remains clear: to empower clients with the peace of mind that comes from knowing their financial future is expertly managed.
Services
Financial Planning
Wealth Management
Estate Planning
Business Financial Planning
CPA Services
Investment Advisory
Retirement Planning
Tax Planning
Succession Planning
Details
- Year established: 1995
Highlights and features
- We operate as fiduciaries, legally obligated to act in your best interest
- Our team includes CFPs with 10-30 years of specialized experience
- We integrate CPA services through our strategic partner Rapacki
- Proprietary LifeWealth Process ensures comprehensive financial alignment
- 30-year track record managing $700M in client assets
What people say
Proactive guidance
Responsive communication
Values-based planning
30 years experience
Peace of mind
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for your financial future. We analyze your current situation, risk tolerance, and long-term goals to develop strategies that optimize investment returns while maintaining appropriate risk levels. Our CFP professionals use advanced planning tools to address tax efficiency, retirement readiness, and wealth transfer objectives. Clients receive ongoing portfolio monitoring and quarterly performance reviews to ensure their plans evolve with changing market conditions and personal circumstances.
Estate Planning
Our estate planning specialists coordinate with your legal advisors to create effective wealth transfer strategies. We help clients establish trusts, develop charitable giving plans, and implement tax-efficient inheritance solutions. Our approach considers both immediate family needs and multi-generational wealth preservation. Through regular reviews and updates, we ensure your estate plan remains aligned with evolving tax laws and personal circumstances, protecting your legacy for future generations.
Wealth Management
Our wealth management service combines strategic asset allocation with personalized investment selection. Using modern portfolio theory and risk management principles, we construct diversified portfolios tailored to individual client profiles. We offer access to institutional-grade investment products and maintain strict fiduciary standards in all recommendations. Regular portfolio rebalancing and performance reporting ensure clients stay on track to meet their financial objectives while maintaining appropriate risk parameters.
Business Financial Planning
We specialize in helping business owners optimize their financial strategies through specialized planning services. Our experts address business succession planning, executive compensation structures, and corporate investment strategies. We collaborate with CPA partners to provide integrated tax planning solutions that maximize business value while minimizing tax liabilities. Our services help entrepreneurs transition from business ownership to retirement while preserving wealth for future generations.
Retirement Planning
Our retirement planning service focuses on creating sustainable income streams for post-career life. We analyze Social Security optimization strategies, pension options, and withdrawal sequencing from various account types. Through stress-testing and Monte Carlo simulations, we ensure clients' retirement plans can withstand market volatility. We develop customized distribution strategies that balance current income needs with long-term sustainability, helping clients achieve financial independence on their terms.
People
Mike Rogers
President and Founder
With over 30 years of experience, Mike Rogers established 360 Financial to provide fiduciary financial guidance. He specializes in creating customized investment strategies and wealth management solutions for high-net-worth individuals and business owners.
Brian Bohnsack
Senior Vice President
Brian Bohnsack brings extensive financial services experience to his role as Managing Partner of our Elk River office. His expertise spans accounting, insurance, and investment management, serving clients with comprehensive financial solutions.
Danielle Cain
Associate Wealth Manager
Certified Financial Planner Danielle Cain specializes in portfolio management and retirement planning. With FINRA Series 6, 7, and 63 registrations, she provides tailored investment advice to individuals and families.
Michael Urch
Senior Wealth Manager
Michael Urch offers over a decade of wealth management experience, focusing on insurance planning and retirement income strategies. He graduated magna cum laude from Bethel University with degrees in economics and finance.
Will Grant
Senior Wealth Manager
Certified Private Wealth Advisor Will Grant develops values-based financial strategies for clients. His approach emphasizes goal-based planning and sustainable wealth management practices to help clients achieve their ideal lifestyle.
Questions
Are you legally required to act in my best interest?
Yes, as fiduciary advisors, we're legally obligated to prioritize your interests above all others in financial recommendations.
What services do you offer?
We provide financial planning, wealth management, estate planning, retirement planning, tax planning, and business financial advisory services.
How does your planning process work?
Our LifeWealth Process involves understanding your goals, creating customized plans, and ongoing monitoring to ensure alignment with changing needs.
Do you serve clients outside Minnesota?
Yes, we work with clients nationwide through virtual meetings while maintaining physical offices in Wayzata and Elk River.
How are your fees structured?
We use transparent fee-only structures typically based on assets under management, with clear disclosure of all costs involved.
Can you help with business financial planning?
Yes, we specialize in business wealth management including succession planning, executive compensation, and corporate investment strategies.
Reviews (1)
Patricia J. Bell
Feb 12, 2015
Report
My late spouse and I have been with MIke for more than 20 years. He's been a helpful, valuable friend in all those years. I strongly recommend him and back of him is a strong support staff.
