Business Details
32 Years
experience
Trusted Financial Advisers in Victoria, BC
Lorna Eastman Financial is a fee-for-service advice-only financial counselling firm dedicated to empowering clients with the knowledge and tools necessary for effective financial planning. With over 30 years of experience, we specialize in personalized financial strategies tailored to individual and corporate needs. Our services encompass retirement planning, tax optimization, pension analysis, and estate planning, all delivered through an independent, commission-free model. Founded in 1994, our practice builds on Lorna Eastman's extensive background as a Senior Manager in a national accounting firm and her expertise in pension tax legislation. We prioritize client-centric solutions, offering hourly or fixed-price consultations to ensure transparency and impartiality.Our commitment to clarity and education is reflected in our seminars and one-on-one guidance, helping clients navigate complex financial landscapes with confidence. By avoiding product sales and commissions, we maintain absolute independence, focusing solely on client objectives. Our process begins with a comprehensive review of financial data, followed by strategic recommendations aligned with short- and long-term goals. Clients benefit from referrals to trusted professionals and ongoing support to adapt plans as circumstances evolve.
Services
Personal Financial Counselling
Retirement Planning
Tax Planning
Pension Analysis
Estate Planning
Investment Review
Corporate Tax Strategies
Cash Flow Management
Retirement Income Models
Educational Seminars
Details
- Year established: 1994
Highlights and features
- We operate on a fee-only basis with no commissions or product sales.
- Lorna Eastman brings 30+ years of experience in financial and pension planning.
- Our personalized approach focuses on your unique financial goals and needs.
- Services offered at transparent hourly rates or fixed-price quotes.
- Independence ensures unbiased advice aligned solely with client interests.
Associations and certifications
- Certified Financial Planner
What people say
Impressed with her knowledge
De-mystify it
Client-centered approach
Confidence in choices
Clear communication
Services
Retirement Planning
We help clients optimize retirement savings by analyzing pensions, RRSPs, and tax-free accounts. Our strategies minimize tax liabilities while clarifying pension options and retirement income models. Clients gain confidence through simplified, actionable plans tailored to their financial goals.
Tax Planning
Our tax planning services focus on reducing liabilities through RRSP, TFSA, and corporate dividend strategies. We specialize in retirement tax models and OAS clawback prevention, ensuring clients retain more of their income through personalized, compliant solutions.
Estate Planning
We guide clients in structuring estates to meet bequest goals while minimizing tax burdens. Services include inheritance management, will referrals, and complex family planning to ensure assets are distributed according to client wishes with minimal complications.
Corporate Tax Planning
We assist business owners in optimizing corporate tax structures through salary-dividend balances and retirement income integration. Our advice covers incorporation benefits, cash flow planning, and tax-efficient transitions for privately held companies.
Financial Counselling
Personal financial counselling clarifies budgeting, cash flow, and investment alignment with life goals. We help clients understand complex financial products and develop actionable plans for debt management, savings, and long-term stability.
People
Lorna Eastman
Certified Financial Planner and President
With over 30 years of experience, Lorna Eastman specializes in retirement and pension planning. Former Senior Manager at a national accounting firm, she provides independent financial advice focused on client education and clarity.
Questions
What services does Lorna Eastman Financial offer?
We provide retirement planning, tax optimization, pension analysis, estate planning, and corporate tax strategies tailored to individual and business needs.
How is your firm compensated?
We operate on a fee-only basis with transparent hourly rates or fixed-price quotes, receiving no commissions or product-based incentives.
Do you work with out-of-town clients?
While based in Victoria, BC, we serve clients throughout British Columbia and Canada through virtual consultations and document reviews.
What experience does Lorna Eastman have?
Lorna has 30+ years of experience, including roles as a Senior Manager in accounting firms and pension tax policy work for the BC government.
How do you handle complex financial situations?
We simplify complex scenarios through personalized analysis, referrals to specialists, and step-by-step guidance aligned with your unique financial circumstances.
Reviews (1)
Delia Poppylucy
Sep 23, 2020
Report
We asked Lorna to help us with our retirement plans, to confirm we were on track. We had done a ton of reading. She gave us some homework to do (figure out how much money we had invested and where, how much money we spent each month, etc) then she had us bring the info to our meeting. She asked us some more questions and took notes. The meeting lasted approximately an hour. She made sure not to give us any advice but she made a couple little slips and told us a few tidbits of useful info. Following the meeting she sent us a summary of what we said. It was riddled with mistakes. She charged us
