DLD Financial Group

Business Details

27 Years

experience

Your Trusted Partner for Comprehensive Financial Planning Solutions

DLD Financial Group has been a trusted name in financial planning since 1999, dedicated to helping Vancouver professionals and business owners achieve their financial goals. Our team of Certified Financial Planners and specialists takes a personalized approach, combining industry expertise with a trademarked Strategic Planning Process to address both sides of the balance sheet. We prioritize building long-term relationships, offering comprehensive services including cash flow, estate, investment, and insurance planning.

Recognized for our principled approach and client-centric philosophy, we serve a select group of clients, ensuring tailored strategies that align with their unique aspirations. Our commitment to transparency, continuous education, and proactive communication has earned us a reputation as a reliable partner in financial success.

Services

Financial Planning Cash Flow Planning Estate Planning Investment Planning Insurance Planning Second Opinion Service Asset Optimization Group Benefits Tax Strategy Retirement Planning

Details

Year established: 1999

Highlights and features

We offer 25+ years of experience in personalized financial planning since 1999
Our team holds advanced certifications including CFP and CCS designations
We implement a proprietary Strategic Planning Approach for tailored solutions
We provide transparent communication with no hidden fees or obligations
We maintain long-term relationships through continuous portfolio monitoring and updates

Associations and certifications

Certified Financial Planner (CFP)
Certified Cash Flow Specialist (CCS)

What people say

Personalized service Professional expertise Clear communication Long-term commitment Tailored solutions

Website

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Services

Financial Planning

Our comprehensive financial planning service creates customized roadmaps for Vancouver professionals and business owners. Using our proprietary Strategic Planning Approach, we analyze your complete financial picture to develop tailored strategies that address cash flow, investments, estate planning, and risk management. With ongoing monitoring and annual reviews, we ensure your plan evolves with life changes while maintaining tax efficiency and alignment with your long-term goals.

Estate Planning

Our estate planning service helps clients organize their assets and create legal documentation to protect their legacy. We coordinate with legal professionals to develop comprehensive plans that ensure smooth wealth transfer, minimize tax implications, and provide clear instructions for asset distribution. Through our systematic process, we help clients achieve peace of mind knowing their wishes will be honored and loved ones protected.

Investment Planning

Our investment planning service focuses on building diversified portfolios tailored to individual risk tolerance and financial objectives. We combine strategic asset allocation with tax-efficient strategies to optimize returns while managing volatility. Through regular performance reviews and market analysis, we ensure investments remain aligned with evolving goals, whether for retirement, education funding, or intergenerational wealth transfer.

Insurance Planning

Our insurance planning service evaluates clients' protection needs through life, disability, critical illness, and health coverage solutions. We conduct comprehensive risk assessments to identify gaps in existing coverage and recommend appropriate products that provide financial security during unexpected events. Our approach ensures adequate protection while maintaining cost-effectiveness and integration with overall financial strategies.

Cash Flow Planning

Our cash flow planning service helps clients optimize their financial resources through detailed income and expense analysis. We develop customized budgeting frameworks that balance current lifestyle needs with future financial goals. By implementing systematic tracking and adjustment mechanisms, we enable clients to maximize savings potential, reduce debt, and create sustainable financial habits that support long-term wealth accumulation.

People

David Drummond

Founding Partner

Certified Financial Planner with 25+ years of experience, David founded DLD Financial Group in 1999. He specializes in creating comprehensive financial strategies for professionals and business owners, focusing on retirement planning and intergenerational wealth transfer.

Kelly Ho

Partner

Certified Financial Planner and Cash Flow Specialist with expertise in serving high-net-worth families and professionals. Kelly has developed customized financial solutions for clients since joining DLD in 2008, with particular focus on tax-efficient investment strategies.

Ryan Stanimir

Partner

Certified Financial Planner specializing in group benefits and corporate financial planning solutions. Ryan has helped numerous Vancouver businesses optimize their employee benefits packages while maintaining cost-effectiveness since joining DLD in 2010.

Ian Hartmann

Associate

Certified Financial Planner supporting client portfolio management and investment strategy implementation. Ian works closely with senior partners to ensure consistent delivery of DLD's trademarked planning process to all clients.

Linda Dinh

Client Care Coordinator

Key point of contact for client administrative needs, Linda ensures seamless communication between clients and financial planners while maintaining detailed records of all client interactions and documentation.

Questions

What financial planning services do you specialize in?

We specialize in comprehensive financial planning including cash flow management, estate planning, investment strategies, insurance planning, and tax-efficient wealth transfer solutions for professionals and business owners.

How does your Strategic Planning Approach work?

Our trademarked 5-step process includes: 1) Initial assessment of your current situation, 2) Strategy development, 3) Implementation planning, 4) Investment growth monitoring, and 5) Annual momentum analysis for ongoing adjustments.

Do you work with clients outside Vancouver?

While based in Vancouver, we serve clients across Canada through virtual consultations and digital document management, maintaining the same personalized service regardless of location.

What qualifications do your advisors hold?

Our team includes Certified Financial Planners (CFP), Certified Cash Flow Specialists (CCS), and investment professionals with decades of combined experience in financial planning and wealth management.

How are your fees structured?

We use transparent fee structures tailored to service complexity, including hourly consultations, flat fees for specific plans, and asset-based management fees for ongoing investment services.

Can I get a second opinion on my existing plan?

Yes, our Second Opinion Service provides a comprehensive review of your current financial plan and assets, offering recommendations for improvement without obligation.

Reviews (3)

Write a Review

Robyn Wiener

Feb 02, 2022 Report

Based on a very positive recommendation from a colleague and client of DLD, I met with David Drummond and DLD Financial Group in December of 2017. Upon meeting David, I was instantly impressed and realized that meeting with DLD was going to a different experience than other financial advisors and companies I had dealt with in the past. David and his team took time to get to know me over several meetings, finding out what my personal financial goals were. I signed up with them shortly after that and have never looked back. I'm confident in trusting my finances and future of my finances with DLD

Matthew Larsen

Jul 20, 2021 Report

I have been working with Kelly Ho for over 6 years. In my experience Kelly is unique among the financial advisors in the comprehensive approach she takes. Kelly takes an interest in the lives of her clients, and genuinely cares about them. She is even keeled, focused on how to achieve long term goals, and willing to take the time needed to answer all my questions, even the hard ones.
Kelly is trustworthy and her caring, genuine and knowledgeable approach gives me the assurance to know that my money is in good hands and that we will reach the goals we have set. That peace of mind is invaluable

Leigh Walker

Jun 28, 2018 Report

As a small business owner, I was concerned about the amount of tax that would be payable on retained earnings. I started to work with Dave and his team in 2012 and I'm very happy with the plan that was set up and the progress we've made to date. I sleep well knowing I'm in good hands with DLD.