Born and raised in the Kootenays, Jake is the third generation of Realtors in his family and Real Estate has always been part of his life. With that, Jake has an excellent understanding and appreciation of what it takes to help people Buy and Sell one of their largest assets. In the past He has worked alongside his father, Derek Sherbinin, who has been in the Real Estate business for over 27 years.
In 2018 Jake received an award for Top 50 Agents in Canada under the age of 35 and many other awards from Century 21 Canada. Jake is hard working, honest, and extremely knowledgeable when it comes to talking Real Estate. Let Jake use his young energetic, strong work ethic and negotiating skills help you achieve seamless Real Estate transaction.
In 2018 Jake received an award for Top 50 Agents in Canada under the age of 35 and many other awards from Century 21 Canada. Jake is hard working, honest, and extremely knowledgeable when it comes to talking Real Estate. Let Jake use his young energetic, strong work ethic and negotiating skills help you achieve seamless Real Estate transaction.
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Credit Score Affects You
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Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).
Save on interest
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There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible. The results of this simple strategy can save you a fortune and drastically reduce the length of your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
Avoid money pit
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How to Avoid a Money Pit: Be on the Lookout for these 6 Warning Signs That Could Mean Expensive Repairs. Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for the following six telltale signs of serious problems.
5 Costly Mistakes
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The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Read this guide to avoiding a money pit.
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