Business Details
50+ Years
experience
Your Trusted Financial Partner in Niagara Region
C R Smith Financial has been a trusted partner in financial planning and insurance solutions since 1974. Our team of seasoned professionals combines decades of experience with a deep commitment to community values, offering personalized strategies to individuals, families, and businesses. We prioritize integrity, transparency, and long-term relationships, ensuring clients achieve financial security through tailored investment, insurance, and estate planning services.With a legacy of excellence spanning generations, we remain dedicated to adapting to evolving financial landscapes while upholding the core principles that have defined our success. Our advisors hold industry-leading designations, reflecting our commitment to expertise and client-centric service. Through active community involvement, including our Wise Guys Charity Fund, we extend our mission of financial stewardship beyond our practice.
Services
Financial Planning
Life Insurance
Health Insurance
Investment Strategies
Estate Planning
Group Benefits
Business Succession Planning
Critical Illness Coverage
Retirement Planning
Wealth Management
Details
- Year established: 1974
Highlights and features
- We offer 50+ years of combined experience in financial planning and insurance.
- Our team includes advisors with elite designations like CFP and CLU.
- We prioritize personalized service tailored to individual client needs.
- Our community involvement includes raising $4.4M for local causes.
- We provide comprehensive solutions spanning investment, insurance, and estate planning.
What people say
Expert guidance
Personalized solutions
Trusted advisors
Community-focused
Decades of experience
Services
Financial Planning
Our financial planning service creates customized roadmaps to achieve short- and long-term goals. We analyze current assets, liabilities, income, and risk tolerance to develop actionable strategies. Clients benefit from ongoing monitoring and adjustments to ensure alignment with evolving life circumstances and market conditions.
Life Insurance
We offer term, whole, and universal life insurance solutions to protect families and businesses. Policies are tailored to individual needs, providing financial security for dependents, estate preservation, and business continuity. Our advisors help clients understand coverage options and select appropriate policy structures.
Investment Strategies
Our investment services focus on portfolio diversification and risk management across equities, fixed income, and mutual funds. We create strategies aligned with clients' financial goals and risk profiles, emphasizing long-term growth and capital preservation through regular portfolio reviews.
Estate Planning
We help clients organize wills, power of attorney documents, and trust structures to ensure smooth asset transfer. Our services include minimizing probate fees, establishing executor responsibilities, and creating tax-efficient inheritance strategies for future generations.
Group Benefits
We design comprehensive workplace insurance packages including health, dental, disability, and critical illness coverage. Our solutions help businesses attract talent while managing costs through customized plans that meet organizational needs and employee expectations.
People
Doug Smith
President
With 35+ years in financial services, Doug leads with integrity and community focus. He holds elite advisor status and continues his father's 1974 legacy, prioritizing client relationships and local charitable work through the Wise Guys Charity Fund.
Jay Fast
Financial Planner
A third-generation advisor, Jay specializes in personalized financial plans. Holding CFP and CLU designations, he combines family industry insights with client-centered service, actively participating in community sports and charity initiatives.
Brandon Currie
Financial Planner
Brandon brings dual CFP and CLU expertise, focusing on estate planning and executor advisory services. With global experience and local roots, he balances technical proficiency with community engagement through cycling and hockey initiatives.
Matt Milner
Financial Planner
Matt specializes in retirement planning with CFP and RRC credentials. His commitment to continuous education ensures clients receive up-to-date strategies for tax-efficient retirement income and estate preservation.
W.G. (Bill) Tomlinson
Associate Advisor
With 45+ years in financial services, Bill offers seasoned expertise in comprehensive planning. His Chartered Financial Planner designation and community leadership experience provide clients with strategic, long-term perspectives on wealth management.
Questions
What services does C.R. Smith Financial Services offer?
We provide financial planning, life/health insurance, investment strategies, estate planning, group benefits, and business succession planning tailored to individual needs.
How long has the company been in business?
Since 1974, serving Niagara and surrounding regions with multi-generational expertise in financial services.
Are your advisors certified professionals?
Yes, our team holds elite designations including CFP, CLU, and CHS, ensuring industry-leading expertise.
Do you work with both individuals and businesses?
Yes, we offer customized solutions for personal financial security and business protection needs.
Is community involvement part of your mission?
We actively support local causes through initiatives like the Wise Guys Charity Fund, established in 1991.
How do you approach financial planning?
We assess your current situation, set achievable goals, develop actionable plans, and monitor progress for lifelong financial security.
