Business Details
Your Trusted Virtual CFO & Accounting Partner
At Your Bottom Line, we are dedicated to transforming financial management into a strategic asset for ambitious entrepreneurs. With a client-centric approach, we specialize in delivering high-level accounting, Virtual CFO services, and tailored financial solutions across industries including Real Estate, Health & Wellness, Construction, and Professional Services. Our team of experienced professionals combines technical expertise with a commitment to collaboration, adaptability, and honesty, ensuring every client receives actionable insights and personalized support.By leveraging modern technology and scalable processes, we empower businesses to optimize cash flow, minimize tax liabilities, and achieve long-term growth. Our mission is to be the final stop on your journey to financial success, providing clarity, expertise, and unwavering dedication to your businesss bottom line.
Services
Virtual CFO
Bookkeeping
Payroll
Tax Preparation
Financial Consulting
Highlights and features
- We offer scalable financial solutions tailored to your business needs.
- Our team provides strategic advisory services focused on growth.
- We combine financial expertise with modern, tech-savvy operations.
- Client satisfaction is ensured through regular check-ins and proactive recommendations.
- We deliver tailored involvement options for bookkeeping and payroll management.
What people say
Exceptional service
Knowledgeable, professional team
Impressed with the service
Streamlined operations
Dedicated support
Services
Virtual CFO
Our Virtual CFO service provides strategic financial leadership to help businesses optimize cash flow, plan for growth, and make data-driven decisions. We offer budgeting, forecasting, tax planning, and performance tracking tailored to your industry. Ideal for entrepreneurs seeking high-level expertise without the cost of a full-time executive.
Bookkeeping
We ensure accurate, up-to-date financial records with scalable bookkeeping solutions. Services include Chart of Accounts management, compliance support, and integration with modern tools like QuickBooks Online. Choose between managed or supported packages to suit your operational needs.
Payroll
Streamline payroll processing with customized solutions for timely payments, compliance, and employee onboarding. We handle tax remittances, wage calculations, and reporting while offering HR support for policy development and regulatory adherence.
Tax Preparation
Maximize tax savings and ensure compliance with our corporate and personal tax preparation services. We handle T1/T2 filings, HST returns, and Ontario annual reports, paired with proactive planning to minimize liabilities and avoid penalties.
Your Bottom Line Insight Analysis
This comprehensive analysis delivers actionable insights into your financial health, including tax efficiency, compliance risks, and growth opportunities. Includes a detailed report, video walkthrough, and strategic recommendations to strengthen your financial foundation within five business days.
People
Ross Libbey
Founder
Ross Libbey founded Your Bottom Line with a vision to provide accessible, high-level financial expertise to growing businesses. His leadership emphasizes innovation and client-centric solutions.
Mike Libbey
Partner & COO
Mike Libbey oversees operations at Your Bottom Line, ensuring seamless service delivery and strategic growth. His focus on efficiency and client satisfaction drives the companys success.
Ashliegh Evelyn
Operations Manager
Ashliegh Evelyn manages Your Bottom Lines operations, prioritizing process optimization and team collaboration to maintain exceptional service standards for clients.
Susan Libbey
Office Administrator
Susan Libbey supports Your Bottom Lines administrative functions, ensuring smooth day-to-day operations and client communication.
Bob Macmillan
Accountant & Project Manager
Bob Macmillan combines accounting expertise with project management skills to deliver tailored financial solutions and strategic advisory services to Your Bottom Lines clients.
Questions
What is a Virtual CFO and how can it benefit my business?
A Virtual CFO provides strategic financial guidance without full-time costs. YBL’s VCFO services help optimize cash flow, tax planning, and growth strategies.
Which industries does YBL serve?
YBL specializes in Real Estate, Health & Wellness, Construction, and Professional Services but works with businesses across all industries in Canada.
How much do YBL’s services cost?
Pricing varies by service tier. The YBL Insight Analysis starts at $499, with Virtual CFO plans ranging from $450 to $2,000 monthly.
Do you work with businesses outside Canada?
Currently, YBL focuses on Canadian businesses using QuickBooks Online for streamlined financial management.
What is the YBL Insight Analysis?
This $499 service includes a comprehensive financial review, tax optimization strategies, compliance checks, and actionable growth recommendations delivered within five business days.
Reviews (6)
Christiane Christian
Nov 17, 2021
Report
Our company has been using Your bottom Line for over 10 years services we use are their VFO program, payroll, accounting and book keeping , their staff is friendly and knowledgeable and always return my emails with any questions I have. I am fortunate to have this company backing my company
Christiane Christian
You've Got It Maid
Christiane Christian
You've Got It Maid
Michael Cappa
Jun 29, 2021
Report
Positive:Value
Working with YBL this year was an AMAZING experience! The value provided, the level of customer service, and overall experience was A-1 start to finish. I will definitely be working with them in the future, and would HIGHLY recommend to anyone who needs personal or business accounting done.
Working with YBL this year was an AMAZING experience! The value provided, the level of customer service, and overall experience was A-1 start to finish. I will definitely be working with them in the future, and would HIGHLY recommend to anyone who needs personal or business accounting done.
Amanda Hall
May 01, 2021
Report
Thank you for the outstanding service provided! This is the second year Your Bottom Line has prepared and e-filed my taxes. Their online approach during these unprecedented times is a job well done!
Jared Millar
Apr 29, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
This team goes above and beyond in every way possible. We have been clients of YBL for years (personal and business) and continue to refer their team at every chance possible. Highly recommend their service, I can assure you won't be dissapointed!
This team goes above and beyond in every way possible. We have been clients of YBL for years (personal and business) and continue to refer their team at every chance possible. Highly recommend their service, I can assure you won't be dissapointed!
Dave La Vista
Apr 26, 2021
Report
First time using the firm after going without an accountant for many years. So happy I did as taxes were correctly filed and savings made. This year was especially complex as we sold a property, bought a property and subsequently rented our previous home. Lots of moving parts. Thanks Bob and team for assisting my wife and I this year. Will be sure to recommend your firm to our friends in future
Jesse Fantham
Apr 18, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Your Bottom Line is one of the best businesses I have dealt with. They are quick to respond and always help with any questions. Very professional and quick. Have been using their services for years now and have never been let down! Recommend to all my friends when they talk about accounting firms. 10/10
Your Bottom Line is one of the best businesses I have dealt with. They are quick to respond and always help with any questions. Very professional and quick. Have been using their services for years now and have never been let down! Recommend to all my friends when they talk about accounting firms. 10/10
