Business Details
18 Years
experience
Trusted Financial Advisers in St. John's
ShortFinancial, founded in 2008 by partners Larry, Kimberley, and Curtis, is a trusted financial advisory firm dedicated to simplifying clients' financial lives. Our licensed and accredited team specializes in investments, insurance, tax, and estate planning, offering tailored wealth management solutions. We focus on creating personalized financial roadmaps that align with clients' unique goals, emphasizing transparency, education, and long-term partnerships. With offices in St. John's and Toronto, we serve Canadian clients exclusively, prioritizing fiduciary responsibility and financial literacy.Our process begins with a holistic understanding of clients' needs, followed by customized portfolio management and ongoing coaching to enhance financial clarity. Backed by iA Private Wealth's institutional strength, we maintain independence to act solely in clients' best interests. Our commitment to accessibility ensures clients receive direct communication during office hours, avoiding automated systems. With decades of combined experience, we pride ourselves on delivering peace of mind through strategic financial planning and exceptional client service.
Services
Investment Advisory
Estate Planning
Tax Strategies
Insurance Solutions
Retirement Planning
Details
- Year established: 2008
Highlights and features
- We offer personalized financial planning tailored to your unique needs
- Our team holds advanced certifications including Chartered Investment Manager
- We provide direct phone access during office hours with no voicemail barriers
- Backed by Canada's largest financial institutions while maintaining independence
- Decades of combined experience serving clients in Newfoundland and Ontario
Associations and certifications
- Canadian Investment Regulatory Organization
- Canadian Investor Protection Fund
- CIM (Chartered Investment Manager)
What people say
Exceptional expertise
Personalized approach
Always available
Clear communication
Long-term partners
Services
Investment Advisory
Our investment advisory services create customized portfolios aligned with your financial goals and risk tolerance. We utilize advanced analytical tools and market insights to optimize asset allocation while maintaining transparency. With fiduciary responsibility, we prioritize your interests through ongoing portfolio monitoring and performance reporting.
Estate Planning
We develop comprehensive estate plans to ensure your assets are distributed according to your wishes while minimizing tax implications. Our approach combines legal documentation, trust structures, and beneficiary strategies to preserve family wealth across generations. Regular reviews maintain alignment with evolving personal circumstances and tax regulations.
Tax Strategies
Our tax planning services identify legal opportunities to reduce current and future tax liabilities. We implement strategies including tax-efficient investment vehicles, income splitting, and retirement account optimization. Coordination with accounting professionals ensures comprehensive tax-saving approaches integrated with overall financial plans.
Insurance Solutions
We provide customized insurance solutions to protect against financial risks through life, disability, and critical illness coverage. Our independent status allows unbiased product selection from multiple providers to match your protection needs while maintaining cost-effectiveness and policy flexibility.
Retirement Planning
Our retirement planning service creates sustainable income strategies for post-career life. We analyze pension options, government benefits, and personal savings to develop withdrawal plans that maintain lifestyle while managing longevity risk. Regular updates ensure preparedness for changing market conditions and retirement timelines.
People
Larry Short
Founder & Investment Advisor
With over 25 years in financial services, Larry specializes in investment strategy and client education. He has authored multiple financial literacy books and serves as a trusted media resource for financial planning topics across Canada.
Kimberley Short
Co-Founder & Estate Planning Specialist
Kimberley focuses on estate and business succession planning, bringing expertise in trust structures and intergenerational wealth transfer. She co-authored 'The Last Act' and frequently speaks on estate planning best practices.
Curtis Porter
Co-Founder & Portfolio Manager
Curtis oversees portfolio construction and risk management strategies. With 20+ years of market experience, he develops diversified investment solutions that balance growth potential with capital preservation for ShortFinancial's clients.
Amanda Bishop
Investment Advisor
Amanda provides personalized financial planning with specialized knowledge in insurance solutions and tax-efficient investing. Holding the CIM designation, she works closely with clients to implement and monitor their wealth management strategies.
Shannon Parsons
Client Service Associate
Shannon supports client operations with over 15 years of experience in financial services administration. She ensures seamless transaction processing and maintains client communication for ShortFinancial's St. John's office.
Questions
What financial services do you specialize in?
We specialize in investment advisory, estate planning, tax optimization, insurance solutions, and retirement planning tailored to Canadian clients' needs.
How do you work with clients?
We begin with a comprehensive consultation to understand your goals, then create a personalized financial roadmap with ongoing coaching and portfolio management.
Are you independent financial advisors?
Yes, we maintain independence to provide unbiased recommendations while leveraging iA Private Wealth's institutional resources for client benefit.
How are your investment strategies structured?
Our strategies combine modern portfolio theory with risk management principles, focusing on diversified asset allocation aligned with your specific objectives.
Do you work with out-of-province clients?
We serve clients across Canada through virtual consultations and digital document management while maintaining physical offices in Newfoundland and Ontario.
What makes your firm different?
Our combination of institutional-grade resources with independent decision-making, direct communication access, and client-centric fee structure sets us apart from traditional firms.
