We strive to offer convenience, get pre-approved for your mortgage with Creative Mortgage. After over 20 years in the mortgage/lending industry with a major Canadian Chartered Bank, including Managing one of the largest retail lending operations in British Columbia, Lesley Pierce (retired) decided to pursue a career as a Mortgage Broker.
Having successfully completed the B.C. Mortgage Brokers course, Lesley became a mortgage broker in 1994. In 1997 Lesley decided to pursue her goal of having her own firm and formed Creative Mortgage Corp. Lesley retired as a mortgage broker in December of 2015.
Having successfully completed the B.C. Mortgage Brokers course, Lesley became a mortgage broker in 1994. In 1997 Lesley decided to pursue her goal of having her own firm and formed Creative Mortgage Corp. Lesley retired as a mortgage broker in December of 2015.
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Shaun Pierce has been an independent mortgage broker since 2002. He started in the business following in his mom's, Lesley Pierce (retired), footsteps. Shaun has a passion for mortgages and real estate, having bought and managed many rental properties. Shaun took over Creative Mortgage in 2011 at which time the firmed joined Verico Financial Group Inc. which allowed us to offer even more financial options to our clients.
Home Trust Visa
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The Home Trust Secured VISA Credit Card helps you establish or re-establish your credit even if you have had credit difficulties in the past or if you have no credit history. It's an excellent opportunity for students, new comers to Canada and past bankrupts. The Home Trust Secured VISA requires applicants to "secure" the VISA card by submitting a deposit equal to the credit limit of the card ($1,000 - $10,000) with the application.
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As a first time buyer you may not have to pay the property transfer tax, up to a maximum purchase price of $500,000. There are some qualifications which we can explain. This is a tax applicable to buyers who have owned before, are buying a rental home or have not lived in B.C. for a minimum of one year.
Reverse Mortgages
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In order for you to be approved for a reverse mortgage, there is specific criteria that the underwriting team reviews. Outlined below are several key areas reverse mortgage lenders consider before approving you. Reverse Mortgage Lenders will provide a reverse mortgage on most home types (detached, semi-detached, townhomes, condos, mobile homes).
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