I am an Accredited Mortgage Professional and Certified Financial Planner with in depth knowledge of mortgages, financial planning, and banking acquired from many years of hands on experience in these fields. I am deeply committed to the well-being of my clients and have the skill set and passion necessary to help my clients achieve outstanding results.
I've worked with Rob on 3 mortgages and each time has been very efficient and painless. The added benefit of working with Rob is the strategic advice he can offer when it comes to obtaining a mortgage. Additionally, without fail, I. More have secured more competitive rates than my peers who locked in mortgages in the same timeframe.
I've worked with Rob on 3 mortgages and each time has been very efficient and painless. The added benefit of working with Rob is the strategic advice he can offer when it comes to obtaining a mortgage. Additionally, without fail, I. More have secured more competitive rates than my peers who locked in mortgages in the same timeframe.
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Rob Cagnin is a trusted, educated and knowledgeable mortgage broker who has been servicing and arranging mortgages in Burlington, Hamilton, Waterdown, Oakville and the surrounding areas for the past 20 years. As an Accredited Mortgage Professional (AMP) and Certified Financial Planner (CFP), Rob has in depth knowledge of mortgages, financial planning, and banking acquired from years of experience in these fields.
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Buying a home is the largest investment most families will make requiring many important decisions. My team can help you get the best mortgage for your specific needs. There are many reasons why one would choose to refinance such as to fund renovations, purchase property, or break an existing higher rate mortgage to realize interest savings.
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A fixed rate means the interest rate is set and pre-determined. This will not be affected regardless of any economic conditions. On the other hand, a variable rate can be changed by the lender whenever he feels that the economic conditions have changed. If you are looking for stable monthly payments and do not want to be dealing with the uncertainty, it is advisable to go for a fixed rate mortgage.
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