After 20 years of working in the Manufacturing and Construction Sectors as a Materials Manager I felt it was time to venture out on my own. I picked Real Estate as I have made a number of transactions over the years and remembered the feeling when working on my families next home. Being a manager for many years one of my passions is personal relationships.
I want to develop lasting relationships with my clients and maintain them as clients for life. Your satisfaction is my top priority! I will take the time to listen to your needs and desires and help you find your dream home.
I want to develop lasting relationships with my clients and maintain them as clients for life. Your satisfaction is my top priority! I will take the time to listen to your needs and desires and help you find your dream home.
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Credit Score Affects You
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Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).
Save on interest
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There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible. The results of this simple strategy can save you a fortune and drastically reduce the length of your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
Avoid money pit
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How to Avoid a Money Pit: Be on the Lookout for these 6 Warning Signs That Could Mean Expensive Repairs. Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for the following six telltale signs of serious problems.
5 Costly Mistakes
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The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Read this guide to avoiding a money pit.
About Shane
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Shane is one of the most enduring, outgoing personalities within the Hills of Headwaters. With a background in engineering, mechanics, and electronics, he has run one of North America's top Toyota Off Road centres for nearly 3 decades. He has been repairing and creating some of the most unique vehicular forms of expression to take to the roads.
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