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31 Years
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Your Trusted Insurance Partner in Atlantic Canada
Higgins Insurance has been a trusted partner in providing comprehensive insurance solutions for over 30 years. Our team of experienced brokers specializes in tailoring home, auto, and recreational insurance packages to meet the unique needs of individuals and groups across Atlantic Canada. We prioritize client satisfaction by offering competitive rates, personalized service, and access to over 15 insurance markets.

Our commitment to excellence is reflected in our 24/7 claims support, advocacy for clients' best interests, and a customer-first approach that values long-term relationships. With a focus on innovation and community involvement, we ensure clients receive the protection they need while fostering trust and transparency in every interaction.
Services
Auto Insurance Home Insurance Recreational Insurance Business Insurance Group Discounts
Details
  • Year established: 1995
Highlights and features
  • We offer over 30 years of expertise in group insurance solutions.
  • Our team provides personalized quotes from 15+ insurance markets.
  • 24/7 claims support ensures assistance whenever emergencies arise.
  • We prioritize client advocacy and transparent, ethical practices.
  • Competitive rates for affinity groups, including public servants and unions.
What people say
Outstanding service Saved hundreds annually Professional and prompt Exceptional claims support Highly recommended
Services
Auto Insurance
Higgins Insurance provides comprehensive auto insurance solutions tailored to individual needs, including coverage for standard vehicles, antique cars, electric vehicles, and motorcycles. Our policies offer competitive rates, accident forgiveness options, and 24/7 claims support. With partnerships across multiple insurers, we ensure clients receive optimal protection at affordable prices while prioritizing personalized service and rapid claim resolution.
Home Insurance
Our home insurance policies safeguard properties against risks like fire, theft, and natural disasters, with customizable coverage for standard homes, cottages, and rental properties. Clients benefit from risk assessment guidance, competitive pricing through 15+ insurance markets, and streamlined claims processing. We emphasize long-term client relationships and transparent policy terms to ensure financial security and peace of mind.
Recreational Insurance
Higgins Insurance offers specialized insurance for recreational vehicles, including ATVs, boats, snowmobiles, trailers, and motorhomes. Policies include liability protection, damage coverage, and roadside assistance tailored to seasonal usage. Our brokers help clients navigate unique risks associated with recreational assets, ensuring comprehensive protection while maintaining cost efficiency through competitive market comparisons.
Group Insurance
We provide discounted insurance solutions for 100+ affinity groups, including unions, public servants, and professional associations. Group policies leverage collective bargaining power to secure lower rates for auto, home, and recreational coverage. Our team works directly with organizations to customize benefits, ensuring members receive exclusive pricing and dedicated support aligned with their specific needs.
Business Insurance
Higgins Insurance offers tailored business insurance solutions protecting against property damage, liability claims, and operational disruptions. Our brokers assess industry-specific risks to create customized policies for small and mid-sized enterprises. Services include risk management consulting, competitive market comparisons, and claims advocacy to safeguard business assets and ensure continuity during unforeseen events.
People
Bob Keays
Insurance Broker
With over 30 years in the industry, Bob Keays specializes in group insurance solutions for unions and public servants. He prioritizes client advocacy and community engagement, supporting initiatives like the RCMP Centennial Scholarship program.
Leslee Chambers
Insurance Broker
Leslee Chambers provides personalized insurance solutions, focusing on competitive pricing and client education. She has served Higgins' clients for over 15 years, earning recognition for exceptional service and reliability.
James Higgins
President
As president, James Higgins leads strategic growth initiatives while maintaining a hands-on approach to client service. His leadership emphasizes ethical practices, innovation, and fostering a family-oriented organizational culture.
Questions
What types of insurance does Higgins Insurance offer?
Higgins Insurance provides auto, home, recreational, business, and group insurance policies tailored to individual and organizational needs across Atlantic Canada.
How can I get a free insurance quote?
Contact us via phone or our website to speak with a licensed broker who will assess your needs and provide a personalized quote within minutes.
Do you offer discounts for specific professions?
Yes, we provide exclusive group discounts for public servants, union members, first responders, and affiliated organizations through our affinity programs.
What should I do to file a claim?
Call our 24/7 claims line to connect with an adjuster immediately. We streamline the process to ensure prompt resolution and support during emergencies.
Are your insurance brokers licensed?
All our brokers are fully licensed, representing 15+ insurance markets to ensure clients receive compliant, expert-advised coverage options.
How does Higgins Insurance support local communities?
We sponsor initiatives like the RCMP Centennial Scholarship and partner with local organizations to provide financial support and insurance expertise.