As a professional who works with dozens of banks and has successfully closed hundreds of mortgages for my clients, I have the knowledge and experience to find the mortgage product that suits your life and financial situation. And because I work independantly of any one financial institution, I have the ability to truly remain unbiased and offer the best product to you, regardless of which bank is offering it.
This, combined with the strength of the TMG team behind every mortgage I do, means that we can find you the best mortgage product for the property you wish to purchase and structure it so you get a great rate and maintain financial comfort. Using myself or any other professional mortgage broker will never cost you any money.
This, combined with the strength of the TMG team behind every mortgage I do, means that we can find you the best mortgage product for the property you wish to purchase and structure it so you get a great rate and maintain financial comfort. Using myself or any other professional mortgage broker will never cost you any money.
Services
Mortgage Services
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Thinking of buying your first home can be an exciting, but for most of us there are a lot of questions and uncertainties. We are here to help you navigate through all the questions you have to make your first home buying experience enjoyable and stress-free.
You're required to have a minimum of 5% of the purchase price for a downpayment but many first time homebuyers aren't aware that they are also required to have an additional 1.5% of the purchase price for closing costs.
You're required to have a minimum of 5% of the purchase price for a downpayment but many first time homebuyers aren't aware that they are also required to have an additional 1.5% of the purchase price for closing costs.
Moving into a new Home
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Moving into a new home? We are here to make that experience an enjoyable one for you. There will be lots of decisions - what neighborhood, how big, new construction or the perfect existing home, maybe I should renovate before I move. Should I sell my old home, maybe I could rent it? These are all questions and scenarios that people have to think about.
Mortgage Renewals
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Time to Renew your mortgage - It might seem easy to just sign the renewal document from your bank, but working with a mortgage broker is better than easy, it's your money, let us help you keep more of it. Talk to us, many times, we can save you thousands of dollars - even if the mortgage ends up coming from your existing bank, and even if you have been a great client for years and years.
Refinancing your home
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There are many reasons to refinance your home, but it usually starts with the desire to use the equity you have built up in the home for some of life's other priorities - renovations, travel, pay down consumer debt, etc. We can show you what refinancing options are available and how they will affect you now and in the future so you can make decisions that make sense to you.
Renovating your home
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Sometimes the best way to live in your dream home is to look at the home you have, keep the things you have, and refresh it. There are lots of different ways to finance a renovation - using a home equity line of credit, refinancing your existing mortgage, .
Talk about the important things to think about before embarking on a renovation - ensuring you have a reno plan, budget, flexibility or lack of for different options - eg timeframes for work to be completed in order to have mortgage approved, inspections necessary?Heloc may be more flexible, etc. I'm now talking about something I know nothing about lol.
Talk about the important things to think about before embarking on a renovation - ensuring you have a reno plan, budget, flexibility or lack of for different options - eg timeframes for work to be completed in order to have mortgage approved, inspections necessary?Heloc may be more flexible, etc. I'm now talking about something I know nothing about lol.
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