We are a knowledgeable and dynamic father-daughter duo with over 33 years of combined mortgage brokering experience. We are passionate about helping our clients achieve their homeownership and property investment goals. As mortgage brokers, our goal is to provide exceptional service that goes above and beyond your expectations.
We understand how confusing and stressful the mortgage process can be and for that reason, we provide independent and unbiased professional mortgage advice. We work for you and have access to multiple lenders, offering a variety of mortgage products, instead of dealing with just one bank. In almost every case, our services cost you nothing since the lender pays us a fee.
We understand how confusing and stressful the mortgage process can be and for that reason, we provide independent and unbiased professional mortgage advice. We work for you and have access to multiple lenders, offering a variety of mortgage products, instead of dealing with just one bank. In almost every case, our services cost you nothing since the lender pays us a fee.
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I started my mortgage company in 2001 and over the years have developed strong relationships with our lending partners across Canada. I have also been extremely fortunate in building strong and loyal client relationships over the years.
The mortgage landscape has changed dramatically over the years and the days are now gone of simply going to your Bank: they are known to play rate games with their customers and they don't always have the best products and terms available to meet their clients' financial needs since they are really just a single channel of choice.
The mortgage landscape has changed dramatically over the years and the days are now gone of simply going to your Bank: they are known to play rate games with their customers and they don't always have the best products and terms available to meet their clients' financial needs since they are really just a single channel of choice.
Purchase
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Your friends, family and colleagues may have already given you various and conflicting information. You know they aren't experts, so you want to research and learn for yourself. Our job is to provide you with unbiased independent mortgage advice.
We hope you'll trust us in guiding you through the first-time home buying process where we will save you time and money by finding the best mortgage solutions tailored to your immediate needs and long-term goals.With all the moving parts and the communication required between the parties involved, you might have been left wondering if there is a better way.
We hope you'll trust us in guiding you through the first-time home buying process where we will save you time and money by finding the best mortgage solutions tailored to your immediate needs and long-term goals.With all the moving parts and the communication required between the parties involved, you might have been left wondering if there is a better way.
Refinance & Renewal
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Whether you're part-way through your mortgage term, or coming up for renewal, we can help you access the equity in your home.
Did you know that two out of three Canadians refinance their existing 5-year mortgage term within the first three years for a number of reasons, such as: move to another lender offering a better rate and options, home improvements, debt consolidation, purchasing an investment property or vacation home, paying for children's tuition etc.Life can throw us a curveball sometimes, leaving us feeling stressed and overwhelmed.
Did you know that two out of three Canadians refinance their existing 5-year mortgage term within the first three years for a number of reasons, such as: move to another lender offering a better rate and options, home improvements, debt consolidation, purchasing an investment property or vacation home, paying for children's tuition etc.Life can throw us a curveball sometimes, leaving us feeling stressed and overwhelmed.
Love your neighbourhood but don't love your home? Rather than incurring expensive costs involved with selling your home and buying a new one, your more affordable option is to renovate your home. We can help qualified home buyers make their new home just right for them, with tailored improvements. With a construction mortgage, you have a mortgage amount from which you can draw funding during predetermined construction stages.
Self-Employed
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With nearly 20% of all income earners in Canada being self-employed (at least part-time), we often wonder why it is so difficult for this growing demographic to obtain a mortgage. There are two categories of self-employed individuals: those who can prove their income over a two-year period using their tax returns and those who are unable to prove adequate income due to expensing as much as possible in order to minimize their taxes payable.
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