Business Details
50+ Years
experience
Emergency
services
Your Trusted Local Insurance Partner in Belliveau Cove
Clare Mutual Insurance has served the South West Nova Scotia community since 1936, providing tailored insurance solutions to meet evolving needs. Our team of dedicated professionals, all local residents, prioritizes the interests of policyholders by offering comprehensive coverage for homes, automobiles, businesses, and farms. With a mutual ownership structure, we ensure every decision benefits our members, combining over 80 years of experience with a commitment to fair claims settlement and competitive pricing.Our mission focuses on steady growth, financial stability, and personalized service, supported by a local Board of Directors and affiliations with industry-leading organizations. We pride ourselves on fast claims resolution, loss prevention programs, and a deep understanding of regional insurance challenges, ensuring clients receive both protection and peace of mind.
Services
Home Insurance
Auto Insurance
Commercial Insurance
Farm Insurance
Claims Services
Details
- Year established: 1936
Highlights and features
- Our local team understands South West Nova Scotia's unique insurance needs.
- Mutual ownership ensures all decisions benefit policyholders directly.
- Over 80 years of experience serving the community with tailored solutions.
- Fast, fair claims processing with professional independent adjusters.
- Comprehensive loss prevention programs reduce risk for homes and businesses.
Services
Home Insurance
Clare Mutual Insurance offers customized home insurance policies protecting against structural damage, personal property loss, and liability risks. Coverage includes seasonal dwellings, rentals, and tenancy agreements with options for alarm systems, multi-policy discounts, and new home benefits. Our policies ensure fast claims resolution to restore your home after unexpected events.
Auto Insurance
We provide mandatory auto insurance coverage for cars, trucks, motorcycles, and RVs with tailored options for liability, collision, and comprehensive protection. Services include premium reduction strategies through clean driving records, multi-policy discounts, and driver education programs while maintaining competitive rates for long-term clients.
Commercial Insurance
Our commercial insurance protects business assets including buildings, inventory, equipment, and loss of earnings. Policies cover all-risk or named perils scenarios with additional options for crime protection, liability coverage, and professional advice-related risks. Customer service representatives specialize in identifying industry-specific risks to ensure comprehensive business protection.
Farm Insurance
Clare Mutual offers specialized farm insurance covering buildings, machinery, livestock, and produce with customizable options. Policies include liability protection up to $2 million, loss of farm income coverage, and pollution liability. Our team understands agricultural risks and creates tailored solutions for small farms across South West Nova Scotia.
Claims Services
We provide emergency and non-emergency claims processing with professional adjusters available after hours for urgent situations. The claims process prioritizes minimal client inconvenience, fast turnaround times, and fair settlements. Emergency services include dedicated phone lines for immediate assistance while non-emergency claims receive comprehensive review and support.
People
Helen Comeau
Customer Service Representative
Helen serves St. Bernard to Annapolis Valley regions with over 15 years of insurance experience, specializing in personalized policy solutions and client education about coverage options and premium reduction strategies.
Melissa Boudreau
Customer Service Representative
Melissa supports Hebron to Belliveau Cove clients, focusing on policy reviews, claims assistance, and community engagement while maintaining deep knowledge of local insurance requirements and risk factors.
Jeannett Hoffmann
Customer Service Representative
Jeannett covers Yarmouth and Shelburne Counties, providing bilingual insurance services and specializing in farm insurance solutions while advocating for policyholder interests through personalized risk assessments.
Mike Daley
Loss Prevention Specialist
Mike conducts property risk assessments identifying fire, water, and electrical hazards while educating policyholders on loss prevention strategies to reduce claims and improve safety across residential and commercial properties.
Questions
How do I get a free insurance quote?
Contact our Belliveau Cove or Tusket office directly, visit our website, or email our team with your insurance needs to receive a customized quote within 24 hours.
How do emergency claims work after hours?
Call 1-902-740-2411 for immediate emergency claims assistance. If unavailable, use the backup number 1-877-313-2585 for urgent property damage situations requiring after-hours service.
Can I review my policy coverage?
Yes, schedule a complimentary policy review with our customer service team to ensure your coverage matches current needs and identify potential premium reduction opportunities through available discounts.
What areas do you serve?
We primarily serve South West Nova Scotia including Belliveau Cove, Tusket, Yarmouth, Shelburne, and surrounding communities with localized insurance expertise and service.
Do you offer multi-policy discounts?
Yes, combining home and auto insurance policies qualifies for multi-policy discounts. Ask our representatives about additional savings opportunities through alarm systems or claims-free history.