Business Details
Your Trusted Financial Partner in Timmins, Ontario
At Genier Financial Services, we are dedicated to delivering comprehensive financial solutions tailored to individual and business needs. With decades of combined experience, our team of certified professionals specializes in crafting personalized strategies for retirement planning, tax optimization, estate management, and business succession. Our approach emphasizes transparency, accountability, and long-term client partnerships, ensuring every financial plan aligns with clients' unique goals.We leverage industry-leading tools and a deep understanding of Northern Ontario's economic landscape to provide actionable insights. Our commitment to integrity and continuous professional development ensures clients receive expert guidance grounded in the latest financial practices and regulatory standards.
Services
Financial Planning
Retirement Analysis
Investment Management
Life Insurance
Business Succession Planning
Highlights and features
- We offer personalized financial strategies developed by CFP and CLU professionals.
- Our team combines 25+ years of local Northern Ontario market expertise.
- We provide comprehensive solutions spanning investments, insurance, and estate planning.
- Our client-centric approach prioritizes long-term financial security over short-term gains.
- We maintain active membership in Canada's national financial advisors association.
Associations and certifications
- Certified Financial Planner (CFP)
- Chartered Life Underwriter (CLU)
- Advocis - The Financial Advisors Association of Canada
Services
Financial Planning
Our financial planning service creates customized roadmaps for achieving personal and business financial objectives. We analyze current financial status, risk tolerance, and long-term goals to develop actionable plans. Clients receive ongoing support through regular reviews and adjustments to maintain alignment with evolving life circumstances and market conditions.
Retirement Planning
This service optimizes retirement readiness through comprehensive pension evaluations and income projections. We assess government benefits, employer plans, and personal savings to create sustainable withdrawal strategies. Our approach ensures tax-efficient income streams while maintaining capital preservation throughout retirement years.
Investment Management
We offer diversified investment solutions across mutual funds, segregated funds, and annuities. Our strategies balance growth potential with risk management through regular portfolio rebalancing. Clients benefit from access to multiple investment vehicles including RRSPs, TFSAs, and business-specific accounts tailored to different risk profiles.
Life Insurance
Our life insurance solutions provide financial security for dependents and business partners. We offer term, universal, and participating policies with customizable coverage amounts. The service includes mortgage protection strategies and critical illness riders to safeguard against unexpected life events.
Business Succession Planning
This service ensures smooth business ownership transitions through buy/sell agreements and key person insurance. We develop contingency plans for leadership changes while addressing tax implications. Our approach protects business value and maintains operational continuity during ownership transfers.
People
Danielle J. Genier
Founder
Certified Financial Planner and Chartered Life Underwriter with 20+ years in financial services. Advocate for client accountability and personalized financial strategies. Active member of Advocis, specializing in retirement and estate planning for Northern Ontario residents.
Ryan Perkins
Principal Advisor
Certified Financial Planner with mining industry experience. Focuses on Northern Ontario business owners and professionals. Combines practical knowledge with advanced financial planning techniques to create tailored wealth management solutions for personal and corporate clients.
Cory Kingsbury
Financial Advisor
Experienced business owner and retail manager transitioning to financial advisory. Specializes in making complex financial concepts accessible. Currently pursuing full planner accreditation while serving Northern Ontario families and entrepreneurs.
Vicky Lalonde
Client Experience Coordinator
Manages client scheduling and administrative operations with 10+ years in legal and administrative roles. Focuses on creating seamless client interactions. Bilingual professional ensuring efficient service delivery for Timmins and surrounding areas.
Margo Barkel
Administrative Specialist
Client relations expert with insurance and marketing background. Facilitates communication between advisors and clients. Northern Ontario native providing administrative support while maintaining personalized client engagement through active listening and problem-solving.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, tax optimization, estate planning, and business succession solutions tailored to individual and corporate needs.
Do you specialize in Northern Ontario markets?
Yes, our team has deep expertise in Northern Ontario's economic landscape, serving clients in Timmins and surrounding communities with location-specific financial strategies.
What investment options are available?
We offer mutual funds, segregated funds, and annuities across various registered accounts including RRSPs, TFSAs, and business-specific investment vehicles.
What insurance products do you provide?
We offer life insurance solutions including term, universal, and participating policies, along with mortgage protection and critical illness coverage for personal and business needs.