Business Details
21 Years
experience
Trusted Investment Fund Management in Toronto
Since 2005, we have specialized in creating tax-advantaged investment opportunities that align with evolving market demands. Our expertise lies in flow-through limited partnerships focused on critical mineral exploration, offering clients substantial tax savings while pursuing capital appreciation. With a proven track record of managing over $4 billion in assets through strategic diversification, we prioritize accessibility for qualified investors starting from $5,000.Our team combines decades of experience in resource investments with a commitment to transparent client service, evidenced by our no-load unit options and monthly closing flexibility. Backed by industry-recognized portfolio managers and a seasoned advisory board, we maintain rigorous compliance standards while delivering innovative solutions for wealth preservation.
Services
Flow-Through Limited Partnerships
Tax-Advantaged Investments
Mining Resource Funds
Portfolio Management
Tax Credit Optimization
Details
- Year established: 2005
Highlights and features
- We offer tax-advantaged investment opportunities since 2005
- Our diversified mining portfolios provide up to 130% in tax deductions
- Portfolio managed by CFA charterholder with 15+ years mining sector experience
- Monthly closings available with minimum $5,000 investment threshold
- No-load Class F units accessible for managed and fee-only accounts
Services
Flow-Through Limited Partnerships
Our flow-through limited partnerships provide investors with dual benefits of tax deductions and potential capital appreciation. These funds invest in diversified portfolios of public mining companies exploring critical minerals and precious metals. Backed by professional portfolio management, they offer structured exits with predictable rollover timelines.
Tax Credit Optimization
We specialize in maximizing federal and provincial tax credits through strategic mineral exploration investments. Our funds qualify for 15-30% tax credits while providing additional provincial incentives in multiple Canadian jurisdictions. This approach creates low-net-cost investment opportunities with potential for secondary gains.
Mining Sector Investments
Our mining-focused funds target companies with market caps between $100M-$2B, balancing exploration potential with operational stability. Investments span gold, silver, and critical minerals essential for clean energy transition. Portfolio construction emphasizes diversification across 35+ holdings to mitigate individual company risks.
Portfolio Management
Cypress Capital Management oversees all investment decisions using fundamental analysis and sector expertise. With $4B+ in assets under management, their team applies rigorous due diligence to select mining equities. The process combines technical evaluation with financial modeling to optimize risk-adjusted returns for limited partners.
Investor Services
We provide comprehensive support including subscription processing, ACB tracking, and tax documentation. Our team offers personalized assistance with investment calculations and rollover planning. Digital tools like tax savings calculators and subscription platforms enhance accessibility for qualified investors.
People
John Jacobi
Founder & President
John has specialized in tax-advantaged investment products since 1993. He holds a B.Comm from Queens University and an MBA from Ivey School of Business. As President of TerraFunds, he oversees strategic direction and fund governance.
Tracey Pierson
Director, Client & Dealer Services
With over two decades of administrative and marketing experience, Tracey manages client relations and operational systems. She plays a key role in dealer communications and marketing initiatives while ensuring smooth day-to-day operations.
Don Hunter
Chair, Terra Advisory Board
A retired PwC partner and FCPA designation recipient, Don brings extensive governance experience. He chairs Terra's advisory board and serves on multiple corporate boards, contributing financial expertise and regulatory insights to ensure proper fund oversight.
Brad Bay
Portfolio Manager
CFA charterholder Brad Bay leads investment decisions with 15+ years in mining equity analysis. He previously worked at Haywood Securities and Priviti Capital before joining Cypress Capital Management in 2017. His expertise spans resource sector valuations and portfolio construction.
Questions
What tax savings can investors expect from Terra LPs?
Investors may receive up to 130% in combined federal and provincial tax deductions/credits, including 30% critical mineral tax credits.
How are Terra LP investments structured?
Portfolios contain approximately 35 public mining companies exploring for critical minerals like lithium, nickel, and cobalt, or precious metals.
What is the typical rollover timeline for these partnerships?
Rollovers usually occur 6 months after the LP's fiscal year-end, with June 2026 targeted for the 2025 fund.
Are there different investment classes available?
Class A and F units are available with $5,000 minimum investments, offering varying fee structures and redemption terms.
How does Terra ensure portfolio diversification?
Each LP maintains 50% allocation to critical mineral exploration and 50% to traditional mineral exploration companies.
