If you don't know where to start or what to do next and want to speak with someone - you can get your questions answered on a call, Whatsapp voice notes, or simple SMS - you choose. If you have shopped around but aren't satisfied and want a rate quote and some costs scenarios broken down, you can get in touch or apply in under one minute and get your results emailed to you.
The goal is to save and even make money by getting access to your ideal property with the best mortgage plan. You'll find out that rate isn't the only factor as we strike a balance with affording more, lowering monthly mortgage costs, minimizing penalty risk, and paying the mortgage off faster (or slower).
The goal is to save and even make money by getting access to your ideal property with the best mortgage plan. You'll find out that rate isn't the only factor as we strike a balance with affording more, lowering monthly mortgage costs, minimizing penalty risk, and paying the mortgage off faster (or slower).
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Paul's parents immigrated the family from Mexico City to Vancouver with the best of intentions but a flawed financial strategy. By not being afraid of debt and taking a moment to have someone run the numbers for them, they would have been $2M-$5M wealthier today. Like Paul's grandparents told his parents, "debt is bad" and you should limit your mortgage obligations.
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Mortgage brokers simply offer more mortgage products, better rates, and superior customer service and trusted advice. We work with 50+ lenders across Canada, many of which are non-bank lenders and are considered the hidden gems of the mortgage world.
These lenders have more favourable policies around being flexible with credit scores, allowing more rental income from your place to maximize what they lend you, and simply offering far lower rates that typically lead to $40,000 in savings!
These lenders have more favourable policies around being flexible with credit scores, allowing more rental income from your place to maximize what they lend you, and simply offering far lower rates that typically lead to $40,000 in savings!
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