At Best Rate Financial, we take you through the complete mortgage process explaining all possible options for you to make a well informed decision. As one of Canada's most established mortgage brokerage networks, we're dedicated to providing you with all the information you need to make a well informed decision on your mortgage financing needs.
Not all Mortgage Brokers or Mortgage Agents are created equal. At BestRateFinancial.ca you're a person, not a file, and our promise of service is second to none in the Canadian mortgage business. We're proud to be voted as one of the top Mortgage Brokers in the industry. I am so happy! I can't find the right words to say how grateful and thankful I am for everything you did for me.
Not all Mortgage Brokers or Mortgage Agents are created equal. At BestRateFinancial.ca you're a person, not a file, and our promise of service is second to none in the Canadian mortgage business. We're proud to be voted as one of the top Mortgage Brokers in the industry. I am so happy! I can't find the right words to say how grateful and thankful I am for everything you did for me.
Services
About Us
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Not all Mortgage Brokers or Mortgage Agents are created equal. At BestRate you're a person, not a file, and our promise of service is second to none in the Canadian mortgage business. Our office is in Oakville but we are now mobile and can come to you in person, by phone or by email. Many options to service you better.
Mortgage Types
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The purchase of a home is often the single largest purchase you will ever make. As such, getting accurate and reliable advice can be priceless, saving time and money. Don't worry, we are here to guide you through every step of the process, and we specialize in First Time Homebuyers! There are many benefits to being a first time homebuyer.
Refinancing
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Mortgage refinancing allows homeowners to pull equity from their home and use the money for any number of things including renovations, debt consolidation, investments and even college tuition. Mortgage refinancing can also be worthwhile when your mortgage rate is high and you would like to take advantage of the lower rates in the market.
Investment Properties
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The procedure for purchasing an investment property is identical to purchasing a home. The primary difference surrounds the down payment requirements as rules in the industry changed in April of 2010. The requirement now typically is 20% down. If you are thinking of living in your investment property, there are some exceptions and limitations when it comes to qualifying and downpayment.
Faq
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A comfortable amount of time for a mortgage is three weeks, however in certain circumstances we can do it sooner than that. A large part of the mortgage process is for you, as our client, to collect the necessary supporting documents for the lender. The sooner you can get that together, the sooner the mortgage can close.
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