Business Details
25 Years
experience
Your Trusted Partner for Loan Solutions
Since 2001, Cash 4 You has been dedicated to providing personalized financial solutions to hardworking Canadians. As a fully licensed lender recognized by the Canadian Consumer Finance Association, we specialize in installment loans, payday loans, and Western Union services with a focus on transparency and fair lending practices. Our mission is to deliver exceptional service at every touchpoint while empowering customers to achieve financial stability.With over two decades of experience, we prioritize clear loan terms, flexible repayment options, and customer-centric support. Our commitment to treating every client with integrity has earned us a reputation as Ontario's Top Rated Local money solutions retailer. We operate 100+ locations across Ontario and offer 24/7 phone support to ensure accessibility for all our customers.
Services
Installment Loans
Payday Loans
Western Union Services
Credit Building Programs
Same-Day Cash Loans
Details
- Year established: 2001
Highlights and features
- Offer installment loans up to $20,000 with fixed rates
- Serve all credit types including no credit history
- Provide same-day cash pickup at 100+ Ontario locations
- Report payments to major credit bureaus for score improvement
- Maintain 24/7 customer support for loan assistance
Associations and certifications
- Canadian Consumer Finance Association
What people say
Fast cash approval
Helpful staff
Flexible credit options
Same-day service
Transparent terms
Services
Installment Loan
Flexible installment loans from $500 to $20,000 with fixed rates and repayment terms up to 84 months. Perfect for major purchases, debt consolidation, or unexpected expenses. Build credit history through timely payments reported to major bureaus.
Payday Loan
Short-term loans up to $1,500 with fast approval for immediate financial needs. No credit check required and funds available same-day through in-store pickup or electronic transfer.
Credit Building Program
Specialized loan program designed to improve credit scores through structured payments. Reports to Equifax and TransUnion with 67% of participants seeing improvement within six months of enrollment.
Western Union Services
Secure money transfer services through Western Union partnerships. Available for domestic and international transfers with multiple payment options including cash pickup.
Same-Day Funding
Approved customers receive funds the same business day through in-store pickup or electronic transfer options for urgent financial needs.
Questions
What loan amounts are available?
Installment loans range from $500 to $20,000 while payday loans offer $100 to $1,500 based on qualifications.
How quickly can I get funds?
Approved customers can receive cash same-day through in-store pickup or Interac E-Transfer within minutes.
Do you report to credit bureaus?
Yes, we report payments to Equifax and TransUnion to help build your credit history.
What credit score is required?
We work with all credit types including no credit history. Minimum credit score not specified.
Are there prepayment penalties?
No, all loans have fixed payments with no prepayment penalties or hidden fees.
