Business Details
14 Years
experience
Your Trusted Payday Loan Provider in Toronto
Cash Pond has been serving Toronto since 2012 as a 100% Canadian-owned financial services provider. We specialize in accessible payday loans, cheque cashing, bill payments, and international money transfers while maintaining transparent pricing and exceptional customer service. Our physical locations at 1694 Jane Street and 2210 Jane Street offer immediate assistance with qualified loan approvals requiring only valid ID, recent paystubs, and bank statements. We pioneered competitive $14-per-$100 borrowing rates with no hidden fees, including a $200 interest-free first-time loan promotion.Our dedicated team prioritizes customer satisfaction through flexible repayment options and a 48-hour money-back guarantee. As industry innovators, we maintain strict compliance with Ontario's $14 maximum allowable fee per $100 borrowed regulation while offering online pre-approval for faster service. With over a decade of local experience, we've established ourselves as Toronto's trusted alternative for urgent financial needs through our commitment to responsible lending practices.
Services
Payday Loan
Cheque Cashing
Bill Payments
Money Transfer
Online Application
Details
- Year established: 2012
Highlights and features
- Established in 2012 with Toronto locations
- 100% Canadian-owned and operated
- Competitive $14 per $100 borrowing rate
- 48-hour money-back guarantee
- Online pre-approval with in-person verification
Services
Payday Loan
Our payday loans provide immediate financial relief with amounts up to $1,500 available in minutes. We charge $14 per $100 borrowed with no credit checks required. Customers can apply online for pre-approval then complete verification at either Toronto location with valid ID, recent paystubs, and bank statements.
Cheque Cashing
We offer instant cheque cashing services for payroll, government, insurance, and tax refund cheques. Customers need only present valid photo ID and the original cheque made payable to them. This service eliminates bank wait times and holds on funds.
Bill Payments
Our bill payment service enables customers to settle accounts through Telpay without visiting banks or mailing cheques. This convenient option works with our other financial services to help manage cash flow effectively while avoiding late fees.
Money Transfer
We facilitate international money transfers through Western Union services. This allows customers to send funds globally while managing their financial needs locally through our other services at both Toronto locations.
Online Application
Our online application system streamlines the loan process with pre-approval verification. Customers submit information electronically then complete identity and documentation checks in person at either Toronto location for faster service.
Questions
What are your payday loan rates?
We charge $14 per $100 borrowed with a $200 interest-free option for first-time customers. Ontario's maximum allowable rate is $14 per $100.
How quickly can I get cash?
Loans are processed in minutes with proper documentation. Bring valid ID, recent paystubs, and bank statements to either Toronto location.
What identification do I need?
Valid government-issued photo ID is required for all services. Additional documentation varies by service type.
Can I apply online?
Yes, our online application provides pre-approval verification. Complete the process in person at either Toronto location.
Do you offer repayment flexibility?
We accept cash payments or pre-authorized debits. Our 48-hour money-back guarantee allows free returns if unsatisfied.
What locations serve Toronto?
We operate at 1694 Jane Street and 2210 Jane Street, both providing full service access to Toronto residents.
Reviews (5)
Randy Savage
Aug 22, 2021
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Unprofessional "business" stay far away if you can. Payday lenders usually aren't a good choice but this is a very bad one. GL
Tom Jefferson
Aug 10, 2021
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Just look at the 1 star reviews and ppl that agree. Not a good lender and customer service is terrible. Very very unprofessional... I'm surprised they haven't been nailed by the ministry.
Anna S.
May 28, 2021
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Amazing customer service , the girls are all very friendly. They are all very helpful,courteous, kind and very respectful. Im very happy with the service, When visited this place, there was a lovely lady working there who was very nice. She was knowledgeable and helped me out. So I would say that I am very satisfied with Cashpond, thank you
Morbeus Fp
Dec 25, 2020
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I've been dealing with the owner of this particular business Ravi for several years now and I've always found him to be professional an accommodating in his dealings with me. There have been times when I was unable to attend the Jane Street store due to illness to arrange a small loan and he helped me out over the phone. All I had to do was run off some copies of my bank statement make photos of them and email them as an attachment. He in turn emails me copies on the contract which I sign and return to him vita email. Within several minutes I receiv e an email money transfer. I noticed some of
P. G.
Jan 26, 2020
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Customer service is terrible the manager/ owner whatever he is rude and discriminates he treated me with disrespect because of my age and ethnicity. I would never recommend this place or go here for anything ever again.
