Maria Titarenko's experience in the mortgage industry along with her personalized, strategic approach allows her to create the optimal mortgage solution for each situation. Services by Mortgage Broker Maria Titarenko include: Mortgage Pre-Approval | Mortgage Refinance | Mortgage Transfer | Alternative & Private Mortgage Lending | Self-Employed Mortgage | Mortgage Renewals | Bad Credit Mortgages | Home Purchase Mortgages.
Maria Titarenko offers Mortgage Services to clients in and around the Prince Albert area and Saskatoon area. Dominion Lending Centres gives Maria access to a variety of lenders, with the most innovative mortgage products and competitive interest rates on the market. This experience gives Maria a competitive advantage in determining borrowing solutions and structuring deals of any size.
Maria Titarenko offers Mortgage Services to clients in and around the Prince Albert area and Saskatoon area. Dominion Lending Centres gives Maria access to a variety of lenders, with the most innovative mortgage products and competitive interest rates on the market. This experience gives Maria a competitive advantage in determining borrowing solutions and structuring deals of any size.
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Mortgage broker Maria Titarenko is passionate about finding mortgage services for her clients. Whether it is a first time home buyer or family needing to refinance to reduce debt and improve monthly cash flow, her mortgage industry experience along with her personalized, strategic approach allows her to create the optimal mortgage solution for each situation.
Mortgage Pre-Approval
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A Mortgage pre-approval is essential and one of the first steps to take when you are thinking of purchasing a property. Not only will this pre-approval help you, the prospective buyer, but also your Realtor during the negotiation process. Lock in a mortgage rate for as long as 6 months to hedge against any potential interest rate increases.
Mortgage Refinance
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Canadians will typically refinance to consolidate and payout debts, improve cash flow or to access home equity for investment opportunities and/or renovations. A mortgage refinance can be done on your maturity date or prior depending on the situation. A mortgage refinance may entail staying with your existing lender or switching.
Mortgage Transfer
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A mortgage transfer is when a home owner switches their existing mortgage to a new lender but is not adding on any additional funds (penalties, discharge fees, accrued interest, legal fees do not apply). In this scenario, someone will typically switch their mortgage at maturity for a better interest rate and mortgage product or switch prior to maturity and cap penalties into the new mortgage.
Self-Employed Mortgage
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Attaining financing can be hard enough these days, but when a borrower is Self-Employed there can additional qualifying challenges. Dominion Lending specializes in Self-Employed Mortgage Financing and Financing for those who are Self-Employed. In many cases, self-employed borrowers show much less income on their tax returns than what they actually make so qualifying under normal "A" lending and debt service ratios can be difficult.
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