Business Details
17 Years
experience
Emergency
services
Fast Car Title Loans in Ottawa, ON | No Credit Check Required
Since March 2009, we have provided accessible car and truck title loan solutions to Canadians, prioritizing convenience and financial flexibility. Our completely online process eliminates credit checks, enabling fast approvals based on vehicle equity. We specialize in loans up to $25,000 for vehicles eight years old or newer, with transparent terms ranging from 12 to 48 months. Our team ensures seamless transactions through e-transfers or wire transfers, maintaining compliance with provincial regulations. With over 14 years of experience, we offer market-leading rates and refinancing options for existing vehicle loans.Our service caters to individuals with bad credit or bankruptcy histories, emphasizing financial inclusion. We operate with a streamlined verification process requiring minimal documentation, including proof of ownership and income. Our emergency loan framework addresses urgent financial needs through rapid processing, typically completed within hours. Headquartered in Ottawa, we serve select Canadian provinces while excluding Quebec. Our commitment to customer satisfaction is reflected in our 24/7 online application system and dedicated support during business hours.
Services
Car Title Loans
Truck Title Loans
Online Loans
Refinancing
No Credit Check Loans
Details
- Year established: 2009
Highlights and features
- We offer loans without credit checks for bad credit or bankruptcy cases
- Our online process provides approvals within hours, not days
- We guarantee market-leading rates for car title refinancing
- Our service operates 24/7 with instant e-transfer funding options
- We've specialized in vehicle equity loans since March 2009
Services
Car Title Loans
We provide secured loans using your car's equity as collateral. Our process requires no credit checks, with approval based on vehicle value and ownership documentation. Loans range from $500 to $25,000 at competitive interest rates, offering flexible repayment terms between 12 and 48 months for Canadian residents.
Truck Title Loans
Our truck title loan program evaluates commercial vehicles using similar criteria as car loans. We consider make, model, mileage, and ownership status to determine loan amounts up to $25,000. The no-credit-check policy applies equally to all vehicle types in our program.
Online Loans
Our completely online application process allows remote access to vehicle equity loans. Through secure document submission and electronic verification, we complete loan approvals without requiring in-person visits, maintaining compliance with provincial lending regulations across Canada.
Refinancing
We offer refinancing options for existing vehicle loans, evaluating remaining equity to provide better terms. Our program allows customers to consolidate debt through improved interest rates and payment plans while maintaining vehicle possession throughout the loan term.
No Credit Check Loans
Our credit-independent lending model focuses on vehicle equity rather than personal credit history. This approach enables approval for individuals with poor credit scores, bankruptcy records, or limited credit history while maintaining transparent loan terms and conditions.
Questions
Do you perform credit checks for car title loans?
No, we do not perform credit checks for car title loans. Approval focuses on vehicle equity and ownership documentation.
How quickly can I receive loan funds?
Approved applicants typically receive funds within hours through e-transfer or direct bank deposit after completing required paperwork.
Can I keep driving my vehicle during the loan term?
Yes, you maintain possession of your vehicle throughout the loan period while making scheduled payments.
What loan amounts are available?
We offer loans ranging from $500 to $25,000 based on your vehicle's wholesale value and remaining equity.
What happens if I default on payments?
If payments cannot be maintained, we may repossess and sell the vehicle to recover the outstanding loan balance according to legal procedures.
Do you offer refinancing options?
Yes, we provide refinancing solutions for existing vehicle loans, potentially improving interest rates and payment terms.
Reviews (4)
Dave Ross
Oct 01, 2021
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This company we used for a title loan on our vehicle for a short term solution. Make sure you check your credit bureau and insurance that leins ha e been removed. Almost 11months later after paying off we had to renew our mortgage for it to come back and say that we had outstanding leins and payment to mega money mart. They do nothing to assist in removing this stuff, insurance, removing the tracker on your vehicle, insurance. Garbage customer service!!
Dave Ross
Sep 27, 2021
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These people are crooks, paid off loan 9 months ago. Come to find out they are still on my credit bureau report as being owed in full. And just recently did a lien search and 9 months later still have them having a lien against my truck. Which I found out is apparently illegal and they can be charged for it, so at the moment I am looking to have this processed.
Abubakari Ya'U. Katsira
Aug 08, 2021
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At first I never actually build any interest on this Binary/Forex trading of a thing but when I later gave it a try with the Help of this wonderful Expert Trader Mrs Rachael Raschke. It was a successful trade for me. All i did was to invest $550 into my first trading and to my greatest surprise, I received huge amount of $5,420 as profit in 6 days of trading. Mrs Rachael Raschke was the trader that made it possible and she is still doing it all for me.. You want to be happy and bill free like me do well to reach out to her via Email:rachaelraschke397@gmail.com WhatsApp: +1 (941)8704911.
Amber S.
Dec 06, 2019
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I have been looking online for a Title Loan against my vehicle. I applied to this company because, based on their criteria, I most definitely should have qualified. I filled out the short form application and gave details about my vehicle. I got an email back stating that I had been pre-approved and my vehicle qualified. I then got a second email asking me to fill out a much longer application with my personal information as well as submit required documents (2 pieces of ID, a void cheque, etc). So, I went and started gathering the documents and submitted them to this company. As I was doing all
