Birbari Wealth Management Group

Business Details

Your Trusted Financial Partner in Oakville, Ontario

Birbari Wealth Management Group is a full-service investment management and financial planning firm dedicated to providing astute wealth management services for our selected group of clients over their lifetime. With over 35 years of experience serving families across the Greater Toronto Area, we bring structured thinking, discipline, and a diverse range of expertise to the wealth management process. Our team of fully accredited professionals combines the resources of our dealer with a network of independent research providers to deliver high-level financial acumen tailored to individual client needs. We prioritize building long-term relationships by understanding each client's unique objectives, risk tolerance, and planning time frame to create customized financial plans.

Our approach emphasizes disciplined portfolio management, continuous monitoring, and strategic adjustments to help clients stay on track toward their goals. We specialize in integrating tax planning, risk management, and estate planning to optimize after-tax financial outcomes while ensuring seamless wealth transfer to future generations. Our commitment to excellence is reflected in our focus on client education, transparent communication, and a personalized service model that adapts to evolving financial landscapes.

Services

Portfolio Management Retirement Planning Tax Planning Estate Planning Risk Management Cash Management Net Worth Optimization Small Business Advisory

Highlights and features

We have over 35 years of experience in wealth management for high-net-worth clients.
Our team includes fully accredited professionals with CIM, CPA, and CFA designations.
We implement a disciplined approach to portfolio management and financial planning.
Our services integrate tax planning, risk management, and estate planning strategies.
We provide access to independent research providers and institutional-grade investment resources.

Associations and certifications

Canadian Investor Protection Fund
Canadian Investment Regulatory Organization

Website

Update Listing

Services

Portfolio Management

We create structured pension-style portfolios using active managers and index funds tailored to your risk tolerance. Our discretionary management service continuously optimizes investments across RRSPs, TFSAs, and corporate accounts. This service helps clients build and preserve wealth through strategic asset allocation and market analysis.

Retirement Planning

Our retirement planning service maps capital needs to meet long-term income goals while ensuring tax-efficient withdrawals. We develop sustainable strategies that adapt to changing circumstances, focusing on maintaining purchasing power over time. This service integrates with overall wealth management to support clients' financial security in retirement.

Tax Planning

We implement high-impact tax reduction and deferral strategies across investment platforms to maximize after-tax outcomes. Our approach considers both current tax minimization and future family legacy obligations. This service helps clients retain more of their hard-earned wealth through strategic tax-efficient planning.

Estate Planning

We collaborate with legal advisors to create seamless estate transition plans that optimize wealth transfer to future generations. Our service focuses on proper documentation through Wills and Power of Attorneys to ensure efficient estate distribution. This helps protect family financial stability while honoring clients' legacy intentions.

Risk Management

We assess life insurance needs to create contingency plans that protect family income and financial stability. Our risk management approach addresses threats to current wealth and future net worth through appropriate insurance solutions. This service provides peace of mind by safeguarding clients' financial foundations against unexpected events.

People

Michael Birbari

Senior Wealth Advisor

With over 35 years of experience managing wealth for high-net-worth clients, Michael specializes in integrated financial planning for entrepreneurs, executives, and medical professionals. He holds the CIM designation and serves as an Insurance Advisor through M.R. Birbari Insurance Agency Ltd.

Jill Edmunds

Wealth Advisor

Jill brings 15+ years of financial services experience, including roles at CPP Investment Board and Deloitte. As a CPA, CA and CFA charterholder, she specializes in portfolio management, tax planning, and financial analysis while maintaining a focus on client-centered wealth solutions.

Matthew Rutsey

Wealth Advisor

With 15+ years in financial services, Matthew focuses on investment strategies and portfolio optimization. He previously served as Vice President of Business Development at Dynamic Funds for 18 years before joining Birbari Wealth Management in 2025 with his CIM designation.

Phil Ponikvar

Wealth Advisor

Phil transitioned from public accounting to wealth management after gaining tax and financial planning expertise at Deloitte. He joined Birbari Wealth Management in 2024, bringing specialized knowledge of financial systems and tax planning strategies to benefit clients.

Samantha Kowalczyk

Licensed Assistant

Samantha has supported portfolio managers since 2015 after working with financial advisors in Toronto and Nova Scotia. With a B.A. in Political Science and International Development Studies, she provides administrative support while maintaining a client-focused approach to wealth management operations.

Questions

What financial planning services do you offer?

We provide comprehensive services including portfolio management, retirement planning, tax optimization, estate planning, risk management, and small business advisory tailored to individual client needs.

How do you work with new clients?

We begin with a discovery meeting to understand your financial situation, goals, and risk tolerance before developing a customized plan through our five-step approach.

What experience does your team have?

Our advisors have 15-35 years of experience with professional designations including CIM, CPA, and CFA, along with backgrounds at major financial institutions and accounting firms.

Do you serve clients outside Oakville?

While based in Oakville, we serve clients throughout the Greater Toronto Area with personalized wealth management solutions adapted to regional financial landscapes.

How do you handle investment portfolio management?

We create structured portfolios using active managers and index funds tailored to risk tolerance, with continuous optimization through our discretionary management service across various account types.

What makes your approach different?

We combine relationship-focused service with institutional expertise, emphasizing disciplined portfolio management, tax efficiency, and comprehensive wealth planning that evolves with clients' changing needs.