Business Details
50+ Years
experience
Your Trusted Home Equity Loan Partner in Surrey, BC
Established in 1969, Alpine Credits has been a pioneer in the Canadian private lending market, specializing in home equity loans. Our approach focuses on the value of your real estate rather than credit score, income, or age, making financing accessible to homeowners across British Columbia, Alberta, Ontario, and Quebec. With a streamlined online application process, we offer approvals within 24 hours and direct deposit of funds within a week, ensuring minimal disruption to your credit score.Our team of licensed mortgage professionals prioritizes transparency, efficiency, and personalized service, helping clients achieve financial goals through loan consolidation, home renovations, business capital, and more. Committed to community impact, we actively support charitable initiatives through donation-matching programs and volunteer efforts.
Services
Home Equity Loan
Consolidation Loan
Business Loan
Home Renovation Loan
Tax Debt Loan
Investment Loan
Retired/Pensioner Loan
Newcomer to Canada Loan
Self-Employed Loan
Second Mortgage
Details
- Year established: 1969
Highlights and features
- 50+ years of experience in private lending
- Approvals based on home equity, not credit score
- Funds disbursed within a week of approval
- No impact on your credit score during application
- Licensed mortgage professionals with local expertise
Associations and certifications
- FSCO License #12616
What people say
Amazing service
Quick approval
No credit impact
Knowledgeable staff
Funds disbursed fast
Services
Home Equity Loan
A home equity loan allows homeowners to access funds based on their property's value. This service provides flexible financing for debt consolidation, renovations, or investments. Alpine Credits offers approvals within 24 hours, with no impact on credit scores during application.
Consolidation Loan
Consolidation loans combine multiple debts into a single payment with lower interest rates. Ideal for reducing monthly payments and simplifying financial management. Funds can be used to pay off credit cards, personal loans, or other obligations.
Business Loan
Business loans provide secured funding for startups or expansion. Tailored for entrepreneurs needing capital to scale operations or launch new ventures. Quick approval process ensures timely access to necessary funds.
Home Renovation Loan
Home renovation loans finance property upgrades, repairs, or improvements. Designed to enhance living spaces or increase property value. Funds are disbursed quickly to start projects without delay.
Tax Debt Loan
Tax debt loans help settle outstanding tax obligations with flexible repayment terms. This service ensures compliance with tax authorities while avoiding penalties. Funds are secured against home equity for favorable rates.
People
Tanya
Financial Solutions Specialist
Tanya specializes in guiding homeowners through the loan process with personalized support and timely communication.
Alice McSeveney
Financial Solutions Specialist
Alice provides dedicated service, ensuring smooth loan approvals and addressing client needs efficiently.
Bev DeVos
Financial Solutions Specialist
Bev is known for her expertise in securing funds quickly and her friendly, professional approach to client service.
Dean Vaughan
Financial Solutions Specialist
Dean offers patient guidance and clear explanations throughout the loan process, ensuring client satisfaction.
Alvir
Financial Solutions Specialist
Alvir delivers efficient service and proactive support, helping clients access funds for urgent financial needs.
Questions
Who are Alpine Credits, and what do they do?
Alpine Credits is a private lending company offering home equity loans since 1969. We help Canadians access funds based on property equity, not credit score.
What is a home equity loan?
A home equity loan lets you borrow against your property's value, with Alpine Credits offering up to 75% of equity for amounts up to $500,000.
What provinces do Alpine Credits operate in?
We serve British Columbia, Alberta, Ontario, and Quebec, with options to assist homeowners in other provinces.
What do I need for an application?
Provide personal details, loan amount, and estimated home value. No credit checks or income verification required.
How quickly can I receive a loan?
Approvals occur within 24 hours, with funds deposited within a week of approval.
What can I use a home equity loan for?
Common uses include debt consolidation, home renovations, business capital, and personal expenses.
Videos
Reviews (5)
Theresa Visser
Jan 01, 2022
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Definitely 5-star worthy! Bev De Vos was great to work with! From start to finish took less than 10 business days to receive the funds. As for all of the 1-star ratings, yes there are costs associated with any type of loan. Alpine does not attempt to hide these. As for the home inspection coming out of your pocket, well that is standard procedure. This is not meant to be a long term loan. It should be a year long, then during the 30 day pay off window, you roll it back into your 1st mortgage. Anyway, I appreciate how fast and efficient this process was!
Daniel Casey
Dec 28, 2021
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When they say "home owners get approved" what they mean is you need to own 100% of your home. If you don't fully own your home (i.e. if you have a mortgage) then it's the same as any other loan application and you won't automatically get approved as the ad's imply
Raj Kishor
Nov 18, 2021
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Not really good. They just false advertise everything. Better not fall for this. Try to figure out way to go to bank. Because bank does not do mortgage this guys won't either. Don't waste your time.
Steve Rooks
Aug 15, 2021
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Dean, my broker at Alpine Credits, was incredible when I compare my experience with him to three prior mortgage and second mortgage applications with my bank. He was very efficient, very patient (when I forgot I still had a small second mortgage left on my primary property), and very good at explaining the process.
Norm Keller
Jul 12, 2021
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The advertising on CKNW radio is so stupid, and so annoying that I would not care to be associated with this company. It would appear to harm the business of others who do advertise by the same venues.
