The Mortgage Emporium

The Mortgage Emporium Corporation is one of Ontario's leading mortgage brokerage firms, offering seamless solutions to all your mortgage needs. The Mortgage Emporium Corporation is one of Durham's leading mortgage brokerage firms, offering seamless solutions to all your mortgage needs.

Whether you want to buy a new home, set up a business or even refinance an existing loan or mortgage, we offer you the perfect solution to cater to your specific requirement.Justin brings over 12 years of experience in the Banking and Mortgage Industry. As a leader in Mortgage Sales and Development, Justin lead a numerous amount of Sub-Prime Finance Companies to record breaking numbers and portfolio growth in the late 1990's.

Today's home buyers have many mortgage options available to them. However, most people have only a rudimentary idea about mortgages entail. As a result many of them get stuck in a bad mortgage deal with a high rate. First time buyers are especially vulnerable as they are usually unaware of the available financial plans and in a hurry to move in.

Mortgage refinancing is not just the last resort option for those who are burdened with debts and have no other alternatives, as some people believe it to be. If done with careful consideration, it can, in fact, be a very powerful tool for solving your debt problems, repairing your credit rating, building equity, improving your financial situation and get the cash you need in times of emergency.

Mortgage payments make up the biggest portion of monthly expenses for most people in Canada. Yet, almost 27% of Canadian households let their mortgage agents automatically renew their mortgage when the term expires, according to a survey by Angus Reid. As a result, they usually end up with a higher rate and a mortgage package that leaves them paying more than they should be.

As implied by the name itself, debt consolidation involves taking a loan from one financial institution to repay debts from all other creditors. The result would be a single outstanding mortgage loan with one financial institution that you will pay month after month until it is paid off.

What makes debt consolidation beneficial is the fact that you only have to worry about paying off one loan versus multiple outstanding debts from a number of creditors.You will be able to save money in interest and reduce stress levels as you pay off your debt.