Business Details
47 Years
experience
Trusted Financial Advisers in Montreal & Toronto
Kerr Financial has been dedicated to providing comprehensive wealth management solutions since 1979. Founded by Robert Kerr, our firm pioneered personal financial planning in Canada, emphasizing a business-like approach to individual finances. We operate as a fee-only advisory firm, ensuring unbiased recommendations tailored to each client's unique needs. Our integrated services span investment management, tax planning, estate settlement, and family office solutions, delivered through a team of seasoned professionals. With offices in Montreal and Toronto, we serve Canadian families with a focus on long-term financial security.Our approach combines strategic planning with personalized investment solutions, leveraging over four decades of industry expertise. We maintain affiliations with leading institutional managers while prioritizing client-centric service. Our three-tiered service model accommodates clients at various wealth stages, from emerging investors to multi-generational families. Through Kerr Financial Advisors Inc., we implement a multi-manager investment strategy that optimizes risk-adjusted returns. Our commitment to transparency manifests in clear fee structures and comprehensive financial reporting.
Services
Investment Management
Personal Financial Planning
Accounting Services
Personal Tax Services
Estate Settlement
Family Office Services
Wealth Transfer Planning
Portfolio Management
Tax Optimization
Financial Coaching
Details
- Year established: 1979
Highlights and features
- We offer 45+ years of specialized financial planning expertise since 1979
- Our fee-only structure ensures completely unbiased investment recommendations
- Integrated multi-manager investment approach with institutional-grade managers
- Dedicated team handles tax, investment, and estate planning coordination
- Three-tiered service model accommodates clients at all wealth stages
Associations and certifications
- Autorit des marchs financiers (AMF)
Services
Investment Management
Our investment management services combine strategic planning with active portfolio management. Using a multi-manager approach, we create diversified portfolios aligned with your financial goals and risk tolerance. Our team of accredited professionals at Kerr Financial Advisors Inc. selects institutional-grade managers to optimize risk-adjusted returns while maintaining tax efficiency. This service includes ongoing performance monitoring and regular strategy adjustments to maintain alignment with your evolving financial objectives.
Personal Financial Planning
We develop comprehensive financial plans that integrate tax considerations, retirement strategies, and estate planning. Our certified advisors create customized action plans based on your specific life goals and financial circumstances. The service includes regular progress assessments and strategy updates to ensure your financial plan evolves with your changing needs and market conditions while maintaining compliance with regulatory requirements.
Family Office Services
Our full-service family office solution provides multi-generational wealth management through integrated planning. This includes governance structures, succession planning, and philanthropy coordination tailored to high-net-worth families. The service features dedicated team management of financial affairs, estate administration, and intergenerational wealth transfer strategies while maintaining strict confidentiality and professional oversight.
Tax Advisory Services
We offer comprehensive tax services including return preparation, strategic planning, and optimization of tax-efficient investment structures. Our specialists coordinate with investment managers to implement tax-loss harvesting and income-splitting strategies. The service covers both Canadian and cross-border tax considerations, with ongoing advice to minimize tax liabilities while maintaining compliance with evolving regulatory requirements across multiple jurisdictions.
Estate Settlement
Our estate settlement services focus on preserving wealth through strategic planning and efficient administration. We develop customized estate plans that incorporate wills, trusts, and succession strategies while considering tax implications. The service includes ongoing plan reviews, documentation management, and executor support to ensure smooth wealth transfer across generations while maintaining alignment with evolving family dynamics and legal requirements.
Questions
What distinguishes Kerr Financial from other wealth management firms?
Our fee-only structure, multi-manager investment approach, and integrated planning across tax, investment, and estate services create unique value for clients.
How does Kerr Financial approach investment management?
We use a customized multi-manager strategy with institutional-grade managers, focusing on long-term strategic allocation and tax-efficient portfolio construction.
What service tiers do you offer?
We provide three service levels: Fundamentals for emerging investors, Integrated for comprehensive wealth management, and Family Office for multi-generational planning.
How are your services priced?
Our fees are based on portfolio size for investment management, with transparent pricing structures tailored to each service tier and client requirements.
Do you work with clients outside Canada?
While primarily serving Canadian clients, our expertise includes cross-border tax considerations and international investment strategies for global investors.
How do you ensure tax efficiency in portfolio management?
We implement tax-loss harvesting, strategic asset location, and income-splitting techniques while coordinating closely with our tax specialists to optimize after-tax returns.
Reviews (1)
Ron Merlot
Oct 09, 2018
Report
Kerr provides Fee only advice for investors. The net result is that you're getting good value for larger portfolios. Frank Settino was really great to chat with.
