Business Details
Your Trusted Partner for Financial Planning Solutions
Sole Financial is a full-service independent financial planning firm dedicated to providing leading financial information combined with a wide range of competitive financial products. We serve individual, professional, and business clients without affiliations to any single financial, investment, or insurance company. Our approach involves surveying the Canadian marketplace to offer clients the best products and pricing from leading companies that meet their specific needs. We provide personalized planning services tailored to help clients achieve their financial goals, including retirement planning, tax minimization, homeownership, education funding, asset protection, and business ownership.Our team of certified professionals brings extensive experience in economics, financial planning, and industry-specific certifications to deliver comprehensive solutions. We specialize in tax and estate planning, investment analysis, insurance services, and employee benefits programs while maintaining a client-centric focus on transparency and value. Our services extend to disability tax credit applications, final estate returns, and small business tax deductions. We operate with a commitment to ethical standards, professional expertise, and long-term client relationships.
Services
Tax & Estate Planning
Financial Planning
Investment Analysis
Insurance Services
Employee Benefits Programs
Disability Tax Credit
Final Estate Returns
Small Business Tax
Wealth Accumulation
Retirement Planning
Highlights and features
- Certified Financial Planners with decades of combined experience
- Personalized financial solutions tailored to your specific needs
- Registered E-Filer status for efficient tax return processing
- Specialized expertise in Canadian Disability Tax Credit applications
- Comprehensive approach combining tax, investment, and estate planning
Services
Tax & Estate Planning
We provide comprehensive tax and estate planning solutions including personal and business tax preparation, disability tax credit applications, and final estate returns. Our experts help minimize tax liabilities through strategic planning while ensuring compliance with Canada Revenue Agency regulations. Services include CRA audit support, back-filing assistance, and estate tax optimization strategies.
Financial Planning
Our financial planning services cover retirement strategies, investment management, and wealth accumulation plans tailored to individual goals. We offer personalized solutions for homeownership, education funding, and business succession planning while maintaining independence from specific financial institutions to provide unbiased recommendations.
Investment Analysis
We analyze clients' financial situations to create customized investment portfolios aligned with their risk tolerance and long-term objectives. Services include RRSP, TFSA, RESP, and retirement income planning with ongoing performance monitoring and strategy adjustments to optimize returns.
Insurance Services
We offer comprehensive insurance solutions including life, disability, critical illness, and extended health coverage. Our approach assesses individual risk profiles to create protection strategies that safeguard income and assets while providing peace of mind for clients and their families.
Employee Benefits Programs
We design and implement customized group benefits plans for businesses, including life insurance, disability coverage, dental plans, and retirement savings programs. Our services help employers attract talent while ensuring cost-effective, compliant benefit solutions that meet workforce needs.
People
Lisa Ostermann
Certified Financial Planner
BA (econ) graduate with CFP certification and licenses in life insurance, mutual funds, and mortgages. Completed advanced courses in financial planning, wealth management, and insurance benefits.
Eric V.T. Stewart
Financial Security Advisor
BA (hons) and MA in Economics with expertise in financial security planning. Holds licenses in life insurance, mutual funds, and mortgages with specialized training in group benefits and retirement planning.
Questions
What tax services do you offer for individuals?
We provide complete personal tax preparation, disability tax credit applications, and back-filing assistance while ensuring maximum deductions and compliance with CRA regulations.
Do you specialize in small business tax planning?
Yes, we help small businesses identify CRA-allowed deductions and implement tax-saving strategies for both current and future financial years.
What financial planning services are available?
We offer retirement planning, investment analysis, estate planning, education funding, and comprehensive wealth management solutions tailored to individual needs.
Can you assist with employee benefits programs?
We design and implement group benefits plans including life, disability, critical illness, and extended health coverage for businesses of all sizes.
Are your financial planners certified professionals?
Our team includes Certified Financial Planners and licensed professionals with advanced education in economics and financial security planning.
How do you handle estate tax planning?
Our specialists complete final estate returns and develop strategies to minimize tax liabilities while ensuring assets are distributed according to your wishes.
Reviews (1)
M. E.
Dec 06, 2017
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Knowledgable and friendly team. Relaxed atmosphere that I find comforting and suited to the area. Taxes are done well and at a very reasonable cost.
