Business Details
10 Years
experience
Emergency
services
Trusted Instant Online Loans in Canada
Since 2016, iCash has been a trusted provider of fast, secure online short-term loans across Canada. Our mission is to deliver instant financial solutions through a streamlined, paperless process that prioritizes transparency and customer convenience. With over half a million satisfied customers and 950,000 members nationwide, we specialize in instant payday loans up to $1,500, disbursed via e-Transfer within 2 minutes of approval. Our automated 24/7 platform eliminates traditional lending barriers, requiring no physical documentation or faxing, while maintaining strict compliance with provincial regulations.We empower Canadians with financial flexibility through features like cashback rewards, free credit score monitoring, and flexible repayment options tailored to individual income cycles. Our commitment to responsible lending is demonstrated through clear fee structures, no hidden charges, and a customer-centric approach that has earned us 76,700+ positive reviews and a 4.8/5 rating across 34,000+ app store reviews.
Services
Instant Loans
Payday Loans
E-Transfer Loans
Bad Credit Loans
Government Benefit Loans
Details
- Year established: 2016
Highlights and features
- We offer 24/7 instant loan approvals with funds in 2 minutes
- Our platform requires no physical documentation or faxing
- We provide transparent fee structures with no hidden charges
- We've served over half a million Canadian customers since 2016
- We maintain 4.8/5 customer satisfaction across 34,000+ reviews
What people say
Fast approval process
Easy online application
Quick fund disbursement
No hidden fees
Excellent customer support
Services
Instant Online Loans
Our instant online loans provide immediate financial relief through a completely digital process. Customers can borrow up to $1,500 with automated approval decisions delivered in seconds. Funds are transferred via e-Transfer within 2 minutes of approval, available 24/7 without requiring physical documentation. This service caters to urgent financial needs while maintaining strict regulatory compliance across all operating provinces.
Payday Loans
Our payday loan service offers responsible short-term borrowing options with transparent fee structures. Loans range from $100 to $1,500 at a standard rate of $14 per $100 borrowed. Repayment terms align with income cycles, offering 2-7 payment options depending on province. This service includes cashback rewards for timely repayments and maintains strict adherence to provincial lending regulations while helping customers manage temporary cash flow gaps.
E-Transfer Loans
Our e-Transfer loan service enables rapid fund delivery through Canada's secure Interac network. Approved borrowers receive funds directly to their bank accounts within 2 minutes, accessible through online banking or mobile apps. This service eliminates traditional lending delays while maintaining security through encrypted transactions. Customers benefit from immediate access to cash without visiting physical locations or submitting paper documentation.
Bad Credit Loans
We specialize in loans for individuals with challenged credit histories through our alternative assessment process. Our service evaluates current financial capacity rather than past credit scores, offering opportunities for those with limited or imperfect credit histories. This approach includes financial education resources and responsible borrowing limits tailored to individual circumstances. The service helps rebuild credit through timely repayments and positive reporting practices.
Government Benefit Loans
Our government benefit loan program accommodates recipients of social assistance and public benefits through specialized income verification. This service accepts various government income sources while maintaining regulatory compliance. Borrowers benefit from flexible qualification criteria that recognize alternative income streams. The program includes financial counseling resources and responsible borrowing limits aligned with benefit payment schedules to ensure manageable repayment terms.
Questions
Can I get an instant loan in Canada?
Yes, iCash offers instant online loans available 24/7 across Canada with funds transferred via e-Transfer within 2 minutes of approval.
What is the easiest online loan to get?
iCash provides the easiest online loan process with automated approval, no documents required, and instant e-Transfer disbursement available 24/7.
How can I get a loan using an app?
Download the iCash app to apply for loans, receive e-Transfer funds in 2 minutes, and manage repayments through our mobile platform available 24/7.
What are the loan requirements?
Requirements include: 18+ years old, Canadian resident, $800+/month income, active bank account, and valid phone number and email address.
What credit score do you need for a loan?
iCash doesn't require a minimum credit score. We focus on current financial capacity rather than past credit history for loan approvals.
How many payday loans can I have?
Canadian regulations allow only one active payday loan at a time. iCash follows this regulation to ensure responsible lending practices.
Reviews (7)
Elizabeth Irene
Jan 24, 2022
Report
ICASH has done a lot for me, which I appreciate very much every! However every loan they've helped me out with has not actually done a lot to help. I only gave 3 and not 5 stars because of the automated responses and emails. They're very inconsistent with other correspondence that I have had with actual people. Also, the loan application should not at all include an amount to be requested or pre approval as it does not make a difference and is a frustrating, and time consuming step. If you are approved for a requested amount it should give you that amount. If not then it should be put up for discussion
Attyrrod Raphs
Jan 19, 2022
Report
I literally applied and within three hours, I received money. I was so afraid because I couldn't fix my car but they helped, no hassle and we're very professional. Great payments for a single parent or anyone actually, its very realistic!!
Mark Kerr
Jan 16, 2022
Report
I normally have a great experience and am easily approved for a loan from iCASH.ca. There have been a few occasions though where it seems like they have lost my repayment history (5 STAR) and won't qualify me for the amount requested even though I have ALWAYS repayed my loans fully and on time and have been using their company for over 3 years and have obtained VIP status, their highest available. If they are able to fix this issue, I will immediately update my review and give them a 5 rating. Otherwise, I only use this company and know that I will get a loan approval even if it is not what
Karen Brooks
Jan 13, 2022
Report
Wonderful service. Fast and easy process. Has helped me out of some unexpected issues. Rates are very good and they are here to help not bankrupt you. I would highly recommend them.
Ryan Zeng
Jan 12, 2022
Report
Never missed a payment in 12 loans with icash. Prestige member denied for taking a week vacation to celebrate a wedding, apparently that indicates unstable income. Customer service responded with reapply when you get paid? Is the purpose not to help you out until payday? Not the first issue Ive had with them and do not recommend.
Kitty Cam
Jan 05, 2022
Report
The first great thing I noticed about iCASH.ca that made them stand out a step ahead of the rest is they are open 247! Any This is the only loans buisiness that is there helping their customers when the customer needs the cash One ofmy catshad anunexpected life threatning illness and I was short cash to pay for the veterinary hospital and surgery bill I was in a panic I didnt want to lose my "Buddy" he had kidney failure and would have died within 24 hourrs if he wasnt treated I couldnt lose my 10 yer old best friend over money I was so upset and iCASH was there for me and they
Joy Barton
Jan 03, 2022
Report
ICASH came through for me when I needed emergency funds for the vet and other unexpected bills. The process for a pay day loan is fast and effiicient and hassle free. Once approved, the funds are deposited within the hour or same day. The payments are withdrawn from the account on pay day so there is no need to worry about when the payments are due. They also offer incentives that no other company does. Customer service is excellent, and pleasant. Thank you iCASH for providing excellent service and assistance.