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Business Details
Trusted Accounting & Business Services in Scarborough
Founded over 25 years ago, Cammtac Financial Planning has established itself as a trusted partner for accounting, tax preparation, and business development solutions. Our team of seasoned professionals brings deep expertise in financial services, serving small and medium businesses as well as families across Canada. We specialize in income tax return preparation, accounting and bookkeeping, investment planning, insurance, business development, and technology enablement services tailored to medical and engineering professionals. With a client-centric philosophy, we prioritize personalized service, ethical practices, and staying current with legislative changes to safeguard our clients' financial assets.

Our commitment to accessibility seven days a week, fast turnaround times, and responsive support ensures clients receive timely, accurate, and professional assistance. Backed by a proven track record in advocating for clients before tax authorities, we guarantee competitive pricing, transparent communication, and strategic guidance to help individuals and businesses achieve long-term financial success.
Services
Income Tax Preparation Accounting & Bookkeeping Business Development Investment Planning Insurance Services Real Estate & Mortgages Technology Enablement Succession Planning Business Loan Arrangement Support for Chartered Accountants
Highlights and features
  • We offer over 25 years of experience in accounting and tax services tailored to Canadian businesses.
  • Our team provides personalized investment and insurance solutions for families and professionals.
  • We guarantee competitive pricing with transparent, ethical business practices.
  • We deliver responsive 7-day client support with fast, accurate service.
  • We specialize in technology enablement for medical and engineering professionals.
Services
Income Tax Preparation
Our expert accountants specialize in personal and business income tax return preparation, ensuring compliance and maximizing refunds. We handle complex filings for Canadians living abroad, seniors, and self-employed individuals. Our services include audit representation, tax dispute resolution, and strategic planning to minimize liabilities while maintaining full adherence to CRA regulations.
Accounting & Bookkeeping
We provide reliable accounting and bookkeeping services tailored to sole proprietors, partnerships, and corporations. Our solutions streamline financial processes, reduce overhead costs, and ensure accurate record-keeping. Services include payroll management, financial statement preparation, and customized reporting to support informed business decision-making for clients of all sizes.
Business Development
Our business development services focus on helping small and medium enterprises scale effectively. We offer incorporation assistance, succession planning, loan arrangement, and strategic guidance for operational growth. Our team supports clients in navigating regulatory requirements, optimizing tax structures, and accessing capital through partnerships with lenders.
Investment Planning
We create personalized investment strategies aligned with clients' financial goals, including RRSPs, RESPs, mutual funds, and real estate investments. Our advisors help clients build diversified portfolios, plan for retirement, and achieve long-term wealth accumulation through tailored solutions that adapt to changing life circumstances.
Insurance Services
We offer comprehensive insurance solutions covering life, health, disability, and long-term care needs. Our services include policy selection, risk assessment, and claims support to ensure clients and their families maintain financial security. We specialize in customized group insurance plans for businesses with three or more employees.
People
Krish Tharmarajah
President
With over 25 years of experience in accounting and business development, Krish leads Cammtac's strategic growth initiatives. He specializes in tax advocacy and client representation before revenue authorities.
Sutha Thevathasan
Accountant
A certified CPA and CMA professional, Sutha provides expert accounting and tax advisory services. She focuses on ensuring compliance and optimizing financial strategies for business clients.
Vahiny Baskaran
Manager/Consultant
Vahiny specializes in business development and succession planning. With extensive experience in corporate finance, he helps clients navigate complex growth strategies and operational transitions.
Rathi Nava
Insurance Advisor
Rathi provides tailored insurance solutions, helping clients protect their assets through life, health, and long-term care policies. She focuses on personalized risk management strategies.
Banuja Krishnatheva
Financial Analyst
Banuja supports investment planning and financial analysis with her expertise in economics and accounting. She helps clients develop data-driven strategies for wealth accumulation.
Questions
What accounting services do you offer for small businesses?
We provide full-service accounting, bookkeeping, payroll management, financial reporting, and tax compliance services tailored to small and medium enterprises.
Do you handle tax preparation for Canadians living abroad?
Yes, we specialize in cross-border tax filings and ensure compliance with Canadian tax regulations for expatriates and international workers.
What investment options are available through your firm?
We offer RRSPs, RESPs, mutual funds, real estate investments, and customized portfolios to meet diverse financial goals and risk tolerances.
Can you help with business loan arrangements?
Yes, we connect businesses with lenders and help secure competitive financing options for expansion, working capital, and long-term growth needs.
What insurance products do you recommend for families?
We provide life, health, disability, and long-term care insurance solutions designed to protect families while offering tax-efficient benefits.
Do you offer technology solutions for professionals?
Yes, we help medical and engineering professionals implement technology systems to improve efficiency and support business growth.
Reviews (1)
Stephy Li
Jun 03, 2020 Report
They need to hire accountants that listens and have better attention to detail. Had the worst experience today.