Business Details
33 Years
experience
Your Trusted Mortgage & Equity Loan Partner in Toronto
AMF Equity Loans has been a trusted Canadian-owned mortgage brokerage since 1993, specializing in equity-based lending solutions. Our team prioritizes client satisfaction by offering streamlined approvals, transparent fee structures, and personalized service tailored to homeowners, farmers, and small businesses. With over 25 years of experience, we provide first and second mortgages ranging from $15,000 to $500,000+, serving clients in British Columbia, Alberta, and Ontario.Our A+ Better Business Bureau rating reflects our commitment to ethical practices, competitive rates, and no hidden fees. We pride ourselves on swift fundingoften within 5-7 business daysand a client-centric approach that includes repeat client benefits and direct communication with knowledgeable brokers. Our expertise in debt consolidation, renovation financing, and business investment loans has helped countless Canadians achieve their financial goals.
Services
Mortgage Loans
Home Equity Loans
Debt Consolidation
Renovation Financing
Business Investment Loans
Private Lender Brokerage
Equity-Based Financing
Quick Approval Mortgages
No Hidden Fee Loans
Repeat Client Benefits
Details
- Year established: 1993
Highlights and features
- We offer quick approvals with no credit or income checks.
- Our team provides competitive rates with no hidden fees.
- We specialize in equity-based loans for unique financial scenarios.
- We have over 25 years of experience in mortgage brokerage services.
- Our client-focused approach includes personalized guidance and support.
Associations and certifications
- Better Business Bureau (A+ rating)
What people say
Quick approvals
Professional service
No hidden fees
Knowledgeable staff
Efficient processes
Services
Home Equity Loans
Our home equity loans provide fast access to funds based on property value. Clients receive personalized guidance through the application process with transparent fee structures. We specialize in scenarios where traditional lenders have declined applicants, offering competitive rates and flexible terms up to 75% of property value.
Debt Consolidation
Debt consolidation services simplify multiple payments into one manageable loan. We help clients reduce interest costs and streamline repayment plans. Our equity-based approach offers faster approvals compared to traditional refinancing methods, with no hidden fees or unexpected charges.
Mortgage Brokerage
As a private lender brokerage, we connect clients with tailored mortgage solutions. Our A+ rated service includes competitive rate comparisons and personalized loan structuring. We specialize in unique scenarios requiring rapid funding, with approvals often completed during initial consultations.
Renovation Financing
Renovation financing supports property upgrades and repairs. We provide swift funding for projects like roof replacements or major renovations. Our process includes clear documentation requirements and direct communication with legal professionals to expedite project timelines.
Business Investment Loans
Business investment loans help entrepreneurs access working capital through property equity. We support diverse business needs from equipment purchases to operational expansion. Our streamlined process delivers funds within 5-7 business days, with no application fees or prepayment penalties.
People
William J Russell
President/Broker
With over 25 years in mortgage brokerage, William leads AMF's client-focused approach. He specializes in complex loan scenarios and maintains direct communication with clients throughout the lending process.
Tammy Topilko
Broker
Tammy provides personalized loan guidance with a focus on first-time applicants. Her expertise in rapid approvals and transparent communication has earned consistent client praise across multiple reviews.
Tanya Russell
Broker
Tanya specializes in debt consolidation and renovation financing. She maintains a 24-hour response time for client inquiries and has facilitated over $50 million in equity loans since joining AMF.
Lauren
Client Services Manager
Lauren oversees loan processing and client support. Her team ensures smooth transactions from application to funding, with particular expertise in handling unique property scenarios.
Gianna
Loan Coordinator
Gianna manages documentation and legal coordination for equity transactions. She streamlines the closing process with direct communication between clients, brokers, and legal professionals.
Questions
What loan amounts are available through AMF Equity Loans?
We offer loans ranging from $15,000 to $500,000+ based on your property's equity position.
How quickly can I receive funds after approval?
Most clients receive funds within 5-7 business days after approval, with some cases completed faster.
Do you charge application or lender fees?
We guarantee no application fees, lender fees, or hidden charges for our equity loan products.
Can I get a loan with poor credit history?
Yes, we specialize in helping clients who've been declined by traditional lenders due to credit challenges.
What regions do you serve in Canada?
We provide equity loans across British Columbia, Alberta, and Ontario with local office support.
Are there prepayment penalties on your loans?
No, we allow 15% annual principal prepayments without penalties to help manage your debt.
