PenFinancial Credit Union has been helping Niagara grow for over 60 years. With 20,000 Members, and a rich history, our roots are firmly planted and our future is strong. As a values-driven co-operative we believe the prosperity of our Members and our community go hand in hand, and we're on a mission to improve lives and strengthen communities.
Our Truly Local Commitment is ingrained in everything we do, which is why we invest 10% of our pre-tax profits back into Niagara and Haldimand communities. We hold ourselves to an uncompromising standard of giving back, whether it's through our B Corp certification, socially responsible investing philosophy, or donating the Bob Watson Community Room space to local not-for-profits.
Our Truly Local Commitment is ingrained in everything we do, which is why we invest 10% of our pre-tax profits back into Niagara and Haldimand communities. We hold ourselves to an uncompromising standard of giving back, whether it's through our B Corp certification, socially responsible investing philosophy, or donating the Bob Watson Community Room space to local not-for-profits.
Services
Rates
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Our rates are consistently among the most competitive in Niagara. Whether you want to pay down your mortgage faster, or watch your money grow more quickly, you can be confident that your money is being put to work at PenFinancial. Your money is safe at PenFinancial. Your deposits held at PenFinancial are insured by FSRA for up to $250,000 for unregistered accounts, and unlimited deposits for registered accounts.
Careers
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At PenFinancial, our people are our greatest asset and our values speak for themselves: accountability, passion, integrity, respect, and knowledge. More than a poster on the wall, our values guide everything we do. They're values we live every single day - where everyone has a voice and where we listen.
Become a Member
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Joining PenFinancial Credit Union is about more than just the money, it's also about building communities that thrive. We believe the prosperity of our Members and our community go hand in hand. PenFinancial offers all the same great products and services that other banks and credit unions do - all at very competitive rates.
Savings Accounts
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PenFinancial savings accounts consistently offer ultra-competitive interest rates, so you can watch your money grow. You'll see your community grow with your deposits too. When you invest your money with PenFinancial, it's invested back into Niagara and Haldimand communities. At your truly local credit union, your money is safe.
Mortgages
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PenFinancial's mortgage rates are among the best in the market, but you'll get more than just great rates at PenFi. You'll get the help and advice you need to grow your home and build your future. You'll also help your neighbours. With 10% of pre-tax profits donated back into Niagara and Haldimand to fight issues like poverty and homelessness, PenFi offers a different way to do banking.
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