The mortgage world has changed. Never has it been more critical to have a mortgage professional navigate this intricate landscape, on your behalf. Let me take some of the weight off your shoulders by making the complicated mortgage process, a little less so. I have been serving my clients since 2007.
With access to multiple lending institutions, I can place all types of mortgages including purchases, refinances, equity take-outs, debt consolidations, renewals, and mortgages for the self-employed. My services come at no cost to you. Thank you for the opportunity to provide your mortgage financing.
With access to multiple lending institutions, I can place all types of mortgages including purchases, refinances, equity take-outs, debt consolidations, renewals, and mortgages for the self-employed. My services come at no cost to you. Thank you for the opportunity to provide your mortgage financing.
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Get to Know Natalie
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I have been immersed in the busy world of mortgage brokering since the spring of 2007 when Edmonton's real estate market was at the height of a boom. Frenzied buyers were frantically buying whatever they could qualify for, and multiple offers were standard. At the time, I had just graduated with a Diploma in Business Administration, with a major in Finance.
The Mortgage Process
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When you first decide you want to purchase a home, it is wise to get a pre-approved mortgage. The pre-approval will tell you how much of a mortgage you qualify for, ensuring you are looking at homes in your price range. Luckily, you're in the right place! I can arrange a pre-approval quickly and easily.
Why Use a Broker
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Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. What's more, because Mortgage Brokers are experts in residential mortgages, we have the knowledge and expertise required to present a proposal for financing to lenders in the best way possible to increase the likelihood of approval.
Flex Down Payment Program
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If you have room in your ratios (income vs. Debts) you may be able to just borrow all or part of the minimum 5% down payment from a credit card, personal line of credit or a personal loan. This is called a Flex Down Mortgage. One thing to keep in mind with this option is that, along with your new mortgage payment, you'll also have another additional monthly payment to pay off the borrowed funds.
CHIP Reverse Mortgages
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Do you know a senior who is feeling anxious about their financial future? I am a CERTIFIED REVERSE MORTGAGE SPECIALIST offering CHIP Mortgages, through Home Equity Bank. Home Equity Bank has been providing quality financial solutions for seniors for more than 25 years. The money you receive does not constitute a part of your taxable income, meaning that your Old Age Security (OAS) and Guaranteed Income Supplement (GIS) is not affected.
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