Business Details
20 Years
experience
Your Trusted Mortgage Broker in Calgary
Pamela Lobban is Canada's national mortgage and leasing company with over 2,300 members providing free expert advice across the country. Our licensed team of mortgage professionals works with more than 230 lending institutions, including major banks, credit unions, and trust companies, to offer a wide range of mortgage products tailored to individual needs. We specialize in first-time homebuyer programs, self-employed financing, and solutions for clients with credit challenges, ensuring access to competitive rates and personalized service. Since our launch in 2006, we have earned industry recognition, including Mortgage Brokerage of the Year and National Broker Network of the Year, reflecting our commitment to excellence. Our team prioritizes client interests, offering flexible support during evenings, weekends, and through in-person consultations.With a focus on simplifying the mortgage process, we provide tools like interactive calculators and educational resources to empower informed financial decisions. Our professionals rank among the best nationally, combining deep market knowledge with a dedication to client satisfaction. We serve diverse needs, from purchasing a first home to refinancing investments or securing equipment leases, while maintaining a reputation for integrity and expertise. Our awards, including multiple Canadian Mortgage Awards, underscore our leadership in the industry. Clients benefit from our extensive network and personalized approach, ensuring tailored solutions for every financial situation.
Services
Home Purchase
Mortgage Renewal
Refinance
Self-Employed Solutions
CHIP Refinance
Mortgage Life Insurance
Credit Report Analysis
Term Selection
Equity Management
Pre-Approval
Details
- Year established: 2006
Highlights and features
- We offer access to over 230 lending institutions, including major banks and credit unions.
- Our licensed professionals specialize in first-time homebuyer programs and self-employed financing.
- We have earned national awards, including Mortgage Brokerage of the Year.
- Our team provides flexible support during evenings, weekends, and in-person consultations.
- We combine industry expertise with personalized service to meet unique client needs.
What people say
Professional help
Lifelong client
Excellent service
Flexible solutions
Generous support
Services
Home Purchase
We guide first-time homebuyers through the mortgage process, offering tailored programs and competitive rates. Our experts simplify financing options, ensuring clarity and confidence in securing your dream home. Clients benefit from our extensive lender network and personalized support.
Mortgage Renewal
Our renewal service identifies better rates and terms to reduce costs or adjust payments. We analyze market conditions and client needs to secure optimal refinancing solutions. Clients trust our expertise to maximize savings and stability.
Refinance
We help clients unlock home equity for debt consolidation, renovations, or investments. By evaluating financial goals, we connect clients with lenders offering favorable refinance terms. Our process ensures transparency and strategic financial planning.
Self-Employed Solutions
Tailored mortgage options for self-employed individuals address unique income verification challenges. We partner with lenders who recognize non-traditional income streams, ensuring fair access to competitive rates and flexible documentation requirements.
CHIP Refinance
The CHIP Refinance program allows homeowners to access equity without monthly payments. We facilitate this reverse mortgage option for retirees or those needing lump-sum funds, emphasizing financial flexibility and long-term security.
People
Pamela Lobban
Mortgage Broker
Pamela Lobban is a seasoned mortgage broker with over 20 years of experience, known for her client-focused approach and expertise in securing tailored financing solutions.
Questions
How do I apply for a mortgage?
Complete our secure online application, and our team will contact you to discuss options and guide you through the process.
What mortgage rates are currently available?
Current rates range from 3.94% for 3-year terms to 5.34% for 10-year terms, with competitive options across all durations.
Do you offer financing for self-employed individuals?
Yes, we specialize in mortgage solutions for self-employed clients, addressing unique income verification needs with flexible documentation.
Can I refinance my existing mortgage?
Yes, we help clients refinance to access equity, consolidate debt, or secure better rates based on their financial goals.
Are your services available outside regular business hours?
Our team offers flexible support during evenings and weekends to accommodate client schedules.
What areas do you serve?
We provide mortgage services nationwide across Canada, with local expertise in major markets like Calgary and Grande Prairie.
Reviews (7)
Kaleb Johnson
Nov 24, 2021
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Positive:Professionalism
Pam is very good at finding mortgages and will communicate with you anytime, keeping you updated every step of the way. Cant beat that kind of service.
Pam is very good at finding mortgages and will communicate with you anytime, keeping you updated every step of the way. Cant beat that kind of service.
Jade Brown
Oct 14, 2021
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Positive:Professionalism
Pam is an exceptional mortgage broker. She is very knowledgable and worked hard to get us a great rate. I highly recommend her!
Pam is an exceptional mortgage broker. She is very knowledgable and worked hard to get us a great rate. I highly recommend her!
Chris Botha
Apr 22, 2021
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Positive:Professionalism,Responsiveness
Pam was incredibly professional, quick to respond and was able to work with very tight timelines, making the impossible come true. It was an absolute pleasure working with Pam and I would recommend her services any day.
Pam was incredibly professional, quick to respond and was able to work with very tight timelines, making the impossible come true. It was an absolute pleasure working with Pam and I would recommend her services any day.
Matthew Kozlowski
Apr 09, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Pam was a pleasure to deal with in all stages of the mortgage process. Pam worked hard for us and explained everything in a way that was easily understandable. She was very responsive and it was evident tell she really cared about getting us the best possible outcome. A true professional.
Pam was a pleasure to deal with in all stages of the mortgage process. Pam worked hard for us and explained everything in a way that was easily understandable. She was very responsive and it was evident tell she really cared about getting us the best possible outcome. A true professional.
Kyra McCafferty
Nov 26, 2020
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Positive:Professionalism,Quality,Responsiveness
Pam was amazing to work with! She made this process so much easier for us as first time home buyers. She was always available anytime for any questions that we had. I absolutely recommend going to her!
Pam was amazing to work with! She made this process so much easier for us as first time home buyers. She was always available anytime for any questions that we had. I absolutely recommend going to her!
Tertius Genis
Jun 21, 2020
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Again we were amazed by the great service provided by Pam. Pam is extremely professional, knowledgeable, understanding and a diligent worker. Throughout the process Pam was assuring and kept us up to date. This deal was by no means easy but Pam's experience and willingness to always go the extra mile made this purchase possible. We highly recommend Pam's services for any of your mortgage needs.
Karen Dillabough
Jul 23, 2019
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Working with Pam to get our first mortgage was a great experience from start to finish. As first time homeowners we were new to the process. Pam took the time to explain everything clearly and offer us advice every step of the way. Fantastic service!! I would highly recommend Pam to anyone looking for a mortgage.