We understand that choosing insurance can involve significant effort, given the variety of available options. Our firm simplifies this process by acting as your dedicated concierge, handling requests efficiently and eliminating the need for you to navigate complex systems. A simple call or message allows us to manage your needs and deliver results promptly.
Our expertise extends to providing valuable guidance on coverage decisions. We evaluate quotes to ensure they represent good value, suggest ways to optimize your coverage, and help reduce unnecessary expenses. Clients rely on us because they know their policies are handled with care and attention to detail. As an independent broker with extensive experience, we work with multiple carriers to provide competitive solutions across Massachusetts and nearby states, always focusing on your best interests.
Our expertise extends to providing valuable guidance on coverage decisions. We evaluate quotes to ensure they represent good value, suggest ways to optimize your coverage, and help reduce unnecessary expenses. Clients rely on us because they know their policies are handled with care and attention to detail. As an independent broker with extensive experience, we work with multiple carriers to provide competitive solutions across Massachusetts and nearby states, always focusing on your best interests.
Served areas
- Greater Boston, Massachusetts, New Hampshire, Rhode Island, Connecticut, New England
Details
- Year established: 2000
- Employees: 20
- Licensed
- Insured
Highlights and features
- Independent agency offering personalized insurance solutions with broad carrier access
- Over twenty years experience serving Greater Boston clients reliably
- Customized coverage programs designed to fit individual and business needs
- Competitive rates achieved through multiple trusted insurance carrier partnerships
- Fast same-day response time with exceptional client service support
- Clear explanations of coverage ensuring clients fully understand protection options
Payment methods
- Cash, Checks, Debit cards, Credit cards, Bank transfers, Financing available
Services
At Kovalev Insurance, Massachusetts drivers receive comprehensive guidance on auto insurance policies designed to protect vehicles and passengers. Our agency combines experience, personalized service, and a thorough understanding of state requirements to provide coverage that goes beyond minimum legal standards, offering peace of mind in every driving scenario. 
Our homeowners insurance in Massachusetts is designed to safeguard your property, belongings, and financial well-being. Kovalev Insurance provides tailored coverage that addresses fire, theft, natural disasters, and liability risks. We deliver customized policies with optional protections, ensuring that every client receives appropriate coverage that meets their needs while maintaining affordability and reliability. 
Ensuring the safety of your Massachusetts business requires comprehensive insurance coverage. Kovalev Insurance provides policies that protect physical assets, equipment, inventory, and operational continuity. We combine independent agency advantages with personalized attention, tailoring each plan to the specific challenges and exposures faced by businesses across various industries throughout the state. 
Construction insurance from Kovalev Insurance provides Massachusetts businesses with essential protection against accidents, property damage, theft, and legal claims. Our customized policies ensure compliance, financial security, and uninterrupted operations. By offering expert guidance, competitive rates, and a simplified claims process, we help contractors, subcontractors, and developers safeguard their projects and maintain business stability in a high-risk industry. 
At Kovalev Insurance, we offer Artisan Contractors Insurance that adapts to each contractor’s unique needs. Coverage encompasses general liability, professional liability, workers compensation, and protection for tools and equipment. By assessing your business operations and project types, we construct insurance solutions that maintain security for your company, allowing you to focus on executing quality work confidently and responsibly. 
Reviews (30)
Alex Cabral
Mar 02, 2026
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Josh Perkins
Feb 19, 2026
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I had an outstanding experience working with David ‘DOC’ O’Connell at Kovalev Insurance Agency, Inc. As a first-time home buyer, DOC made the process of securing both our auto and home insurance clear and easy to understand. He took the time to explain our options thoroughly, answered all of our questions, and ensured we had the right coverage.
DOC was always available, responsive, and genuinely committed to helping us make informed decisions. Thanks to his guidance, we not only felt confident in our choices but also saved money. I highly recommend DOC and Kovalev Insurance Agency to anyone looking for a knowledgeable, trustworthy, and client-focused insurance professional.
DOC was always available, responsive, and genuinely committed to helping us make informed decisions. Thanks to his guidance, we not only felt confident in our choices but also saved money. I highly recommend DOC and Kovalev Insurance Agency to anyone looking for a knowledgeable, trustworthy, and client-focused insurance professional.
Michael Talmadge
Feb 15, 2026
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As a small remodeling business in Springfield MA of 14 years, I switched all my insurance; auto, liability, worker's comp to a bundle with Kovalev Insurance. I will save thousands this year and they did all the work setting it up. I waited a few months to leave a review to see if there would be issues. I have communicated with Sofia a number of times for various reasons since then and it has been flawless. Five stars without hesitation.
Cynthia Paris
Jan 31, 2026
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I had an excellent experience working with David ‘DOC’ O’Connell at Kovalev Insurance Agency, Inc.. David made the entire process of bundling my rental properties, car, and home insurance completely seamless. He was incredibly knowledgeable, responsive, and easy to work with—and most importantly, he helped me save money while ensuring I had the right coverage.
David took the time to explain my options clearly, answered all of my questions, and handled everything efficiently from start to finish. If you’re looking for an insurance agent who is thorough, trustworthy, and truly client-focused, I highly recommend working with David and the Kovalev Insurance Agency.
David took the time to explain my options clearly, answered all of my questions, and handled everything efficiently from start to finish. If you’re looking for an insurance agent who is thorough, trustworthy, and truly client-focused, I highly recommend working with David and the Kovalev Insurance Agency.
Gennadiy Bukhmatov
Jan 31, 2026
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Dan Cashman
Oct 31, 2025
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Ben Iacoi
Aug 27, 2025
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Michael and his entire team are top tier professionals and true experts in the P&C insurance space. Their willingness and enthusiasm shows through with each transaction and in how they always fight for the best possible deal for their clients. In addition, the team goes above and beyond to help educate and 'teach-up' their clients and is always willing to make the time to talk through creative and novel coverage options that fit the unique business model of each client. Michael runs a great organization and runs it with a true client centric focus which shows through with his entire staff. Very special shoutout to Sofia as well and all she does to support all of our team's needs.
Vadim Gouralnik
Jun 21, 2025
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Tale Ibrahimov
Jun 01, 2025
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June Kingsbury
May 29, 2025
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Kathy Albano
Feb 25, 2025
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Dina Shulman
Jan 09, 2025
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Stanislav Engelgardt
Dec 30, 2024
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I use Kovalev Insurance Agency, Inc before for my car insurance and I have good experience. This time I contact Michael for my business insurance policy and for me was the best experience he responds really quick and was super friendly and answer all the question because I am getting first time business insurance. He provides me with Best service, good policy and great price. I recommend Kovalev Insurance Agency, Inc to everyone and you will be not disappointed.
Xiaxia Meng Xiaxia
Dec 01, 2024
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Ramsey
Nov 27, 2024
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Mike Rizzo
Nov 20, 2024
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Jiawei Sun
Oct 20, 2024
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I had a great experience working with David “DOC” O’Connell at Kovalev Insurance Agency. I submitted an online request on Tuesday, and he responded within two hours. By Wednesday, he had gathered all the necessary details, and by Thursday, he presented me with auto, home, and umbrella quotes at competitive rates. By Friday, everything was finalized. If you’re looking for a knowledgeable and efficient insurance broker, I highly recommend DOC!
Mimi Song
Oct 14, 2024
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We could not recommend Kovalev Insurance, specifically David O'Connell ("DOC") enough!! If you are looking for an adviser to help you navigate through any and all insurance-related matters, look no further than to DOC. We are first time homebuyers and had a ton of questions - DOC always responded promptly, made us feel comfortable asking any and all of our questions, and helped us to to actually understand what we are paying for as part of our insurance policies. Not to mention, he found us the best coverage at the cheapest rate, and we are resting assured that in the future when it's time to renew our policies or if we have any claims, that we are always going to be in good hands. Thank you DOC, you are the best!!!
Laura Schulz
Oct 01, 2024
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I had the pleasure of working with Michael Kovalev regarding the master insurance on a building in Boston. This gentlemen found us a very reasonable insurance and in record time. He is professional and courteous. We have had a wonderful experience and can only recommend his firm. He will continue to have our business in the years to come!
Phillip Yoo
Feb 25, 2024
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Nicole Kachmarck
Feb 21, 2024
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I worked with Leo and Sonia at Kovalev Insurance. I cannot recommend them more. I had a new house that I was having trouble getting homeowners quotes for. Unlike the previous broker I was dealing with, the team was fast in getting me quotes and super responsive. When there was an issue with payment on closing, Leo, Sonia and team made sure to work with our lawyers and mortgage company to get it rectified. I knew I was in good hands with Kovalev and am planning to use them for the new car I am buying as well.
Volga Boolam
Jan 29, 2024
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Very happy to move my vehicles insurance under Kovalev Insurance agency. The transfer was seamless, took min of time, helped bringing costs down, it was very easy to transfer from previous insurer via electronic management of all the necessary paperwork.
Last but not least, great customer support and attention. Thank you, Sonia Carneiro and Leo Rabin for all your help: working with you, was a pleasure and made me feel more secure before the winter season.
Last but not least, great customer support and attention. Thank you, Sonia Carneiro and Leo Rabin for all your help: working with you, was a pleasure and made me feel more secure before the winter season.
Olga Radunsky
Dec 16, 2023
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Tyler Hadley
Dec 06, 2023
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Excellent team and put the needs of the customer first!
I was a first time resident to the state of Massachusetts, and the expertise shown by Katya, Tim, and Mariana went beyond all expectations.
I highly recommend their services and know that my insurance needs are in good hands thanks to Kovalev Insurance!
I was a first time resident to the state of Massachusetts, and the expertise shown by Katya, Tim, and Mariana went beyond all expectations.
I highly recommend their services and know that my insurance needs are in good hands thanks to Kovalev Insurance!
Steven Wong
Sep 18, 2023
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Sonia was exceptional at her job! She saved me significantly on my policy compared to my previous. She was very thorough explaining every detail included. My prior policy wasn’t adequate for coverage on my camper. She managed to get more coverage for a much cheaper expense! Highly recommend Kovalev for your insurance needs!
Yan Fisher
Sep 12, 2023
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I’ve throughly enjoyed how Kovalev Insurance team handled our requests. We had a commercial condo policy and umbrella renewal and they found us the best deal.
I specifically enjoyed expedient and professional communications..
I hope we would not need their services for any claims, but in case we do, I’m looking forward to working with them.
I specifically enjoyed expedient and professional communications..
I hope we would not need their services for any claims, but in case we do, I’m looking forward to working with them.
Kobe Leroy
Aug 25, 2023
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When starting my business we contacting a bunch of companies and Kovalev Insurance were the only ones to that helped us out. Fast forward 3 years and we haven’t switched or even though about it. Special thanks to Mariah Dutil and Robert Cantuaria for the amazing customer service. Every question that we had about insurance and the entities that oversee our compliance, are answered as simplified or in-depth as we need. They are always trying to get us the best rates and also council us on the right insurance decisions.
Ashot Khachatryan
Nov 16, 2021
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I have been a customer of Kovalev Insurance for many years. It has been a pleasure working with this agency. The team is professional, responsive and always goes above and beyond.
My recent agent - Matthew Bouffard, is a great asset to the company, always putting customers' needs first, responding promptly and following through.
Highly recommended.
My recent agent - Matthew Bouffard, is a great asset to the company, always putting customers' needs first, responding promptly and following through.
Highly recommended.
Sabina Rosenfeld
Jul 28, 2021
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I’ve been with Kovalev Insurance Agency since they opened in the early 90s. They have never disappointed me. Always responsive and supportive. Always looking for the best value for me. I dealt with several employees of the agency over the years and all of them were extremely professional, polite and friendly. I have never had to wait for more than an hour to receive an email response or a call back. If my agent was unavailable, their colleagues would eagerly help. I even asked my current agent, Sonia Carneiro, to advise my son who lives in a different state on his insurance. She called him herself and answered all of his questions.
Great agency, perfect service.
Great agency, perfect service.
Angelina Raffone
Sep 03, 2020
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I could not be happier with my experience with Kovalev Insurance. As a first time car and insurance buyer, I was initially unfamiliar with how the the insurance buying process worked. Sonia, the agent I worked with, was clearly very knowledgeable, helpful, and friendly from our first conversation. She answered every question I had and walked me through the process step-by-step. She was extremely responsive with all my calls and e-mails and found the insurance provider that best met my needs, both coverage-wise and financially. The entire process was fast and simple, and helped make my car buying experience an extremely positive one.