Business Details
27 Years
experience
Your Trusted Financial Planning Partner in Calgary, AB
Since 1999, we have dedicated ourselves to helping clients align their financial strategies with their core values and life purpose. Our team of certified professionals brings decades of combined experience in wealth management, estate planning, and insurance solutions. We prioritize a fiduciary duty to clients, ensuring every recommendation is tailored to their unique goals. Our approach begins with understanding your personal values and financial personality, then crafting a plan that addresses both immediate needs and long-term aspirations. With expertise in tax-efficient strategies and charitable giving, we guide clients through life's transitions while minimizing financial risks.Recognized for our commitment to ethical standards, we hold prestigious designations such as FP Canada Fellow and Trust and Estate Practitioner. Our clients benefit from a partnership built on transparency, personalized service, and a deep understanding of their financial journey. We serve individuals and business owners across Western Canada, offering a holistic approach to financial security. Our track record of client satisfaction reflects our dedication to delivering actionable, values-driven solutions that stand the test of time.
Services
Retirement Planning
Estate Planning
Insurance Planning
Charitable Giving
Risk Management
Business Owner Planning
Investment Planning
Tax Optimization
Wealth Management
Legacy Planning
Details
- Year established: 1999
Highlights and features
- We offer over 30 years of experience in financial planning.
- Our team includes FP Canada Fellows and Trust and Estate Practitioners.
- We prioritize your fiduciary duty and best interests.
- We provide personalized plans aligned with your core values.
- We offer holistic wealth management solutions.
Associations and certifications
- FP Canada
- Certified Financial Planner (CFP)
- Society of Trust & Estate Practitioners (STEP)
- Responsible Investment Association
What people say
Personalized plans
Expertise in estate planning
Trustworthy advisors
Holistic approach
Long-term relationships
Services
Retirement Planning
We develop customized retirement strategies to ensure financial security during your post-work years. Our approach considers income sustainability, tax efficiency, and lifestyle goals. With over 30 years of industry experience, we help clients determine optimal retirement timelines and investment allocations. Our process includes risk assessment, pension optimization, and creating sustainable withdrawal plans. Clients benefit from our fiduciary commitment to placing their interests first.
Estate Planning
Our estate planning services ensure seamless asset distribution while minimizing tax liabilities. We specialize in wills, trusts, and probate strategies tailored to individual circumstances. The team holds advanced credentials including Trust and Estate Practitioner (TEP) designations. We help clients create legacy plans that reflect their charitable intentions and family priorities. Our approach combines legal compliance with personalized wealth preservation strategies.
Insurance Planning
We offer comprehensive insurance solutions to protect against life's uncertainties. Our expertise covers life, disability, and critical illness coverage tailored to personal and business needs. As certified professionals, we help clients understand policy options and coverage gaps. The service includes regular policy reviews to ensure alignment with evolving financial goals. Clients benefit from our partnerships with leading insurance providers across Canada.
Charitable Giving
Our charitable giving strategies help clients maximize their social impact while optimizing tax benefits. We specialize in donor-advised funds, charitable remainder trusts, and planned giving vehicles. The team includes Certified Kingdom Advisors and Responsible Investment Certified professionals. We help clients align their philanthropy with personal values and financial objectives. Our approach ensures compliance with Canada Revenue Agency regulations while creating lasting community impact.
Business Owner Planning
We provide tailored financial solutions for entrepreneurs and self-employed professionals. Our services include succession planning, business valuation, and corporate tax optimization strategies. The team has direct experience operating small businesses and advising corporate clients. We help business owners separate personal and business finances while preparing for transitions. Clients benefit from our holistic approach to wealth management specific to entrepreneurial needs.
People
Sterling Rempel
Founder & Principal Advisor
Sterling Rempel is a Certified Financial Planner and FP Canada Fellow with over 30 years of experience. He specializes in estate planning and charitable giving, holding multiple industry designations. He founded Future Values in 1999 after management roles at national insurance firms. His expertise includes tax-efficient insurance products and responsible investments. Sterling serves on nonprofit boards and has been recognized in PlanPlus Canada Financial Planning Awards.
L Gordon Williams
Financial Security Advisor
Gord Williams is a former professional hockey player turned financial advisor with 27 years of industry experience. He joined Future Values in 2020 after founding his own brokerage firm. Gord specializes in financial security planning and holds Emotional Fitness Coaching certification. He brings entrepreneurial experience from expanding a commercial financing brokerage. His background includes sales training and advisor development within major insurance companies.
Questions
How do you ensure my financial plan aligns with my personal values?
We begin by understanding your core values through in-depth consultations. Our certified advisors integrate these values into every financial decision, ensuring your plan reflects your priorities and life goals.
What makes your firm different from other financial advisors?
We combine fiduciary responsibility with specialized expertise in estate planning and charitable giving. Our team holds rare designations like FP Canada Fellow and Trust and Estate Practitioner, ensuring comprehensive, ethical guidance.
Can you help with business owner financial planning?
Yes, we specialize in business owner planning, addressing unique challenges through succession strategies, tax optimization, and wealth separation techniques tailored to entrepreneurial needs.
How do you handle tax-efficient wealth transfer?
We employ advanced estate planning tools and tax-preferred insurance products. Our TEP-certified advisors create strategies that minimize tax liabilities while ensuring smooth asset transfer to beneficiaries.
What areas do you serve?
We serve clients throughout British Columbia, Alberta, Saskatchewan, Manitoba, and Ontario, with offices in Calgary and Edmonton providing local expertise to Western Canadian clients.
