Business Details
43 Years
experience
Your Trusted Financial Partner in Calgary
Inswest Financial Group has been serving the investment and insurance needs of business owners and individuals for over 30 years in Calgary, Alberta. Our approach centers on identifying clients' unique needs and goals to determine the most effective strategies for achieving them. With decades of combined experience, we provide comprehensive financial assessments tailored to each client's circumstances. Our team holds multiple industry certifications, including Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Trust and Estate Practitioner (TEP). We prioritize client education, offering background resources to ensure informed decision-making.Regular client engagement is maintained through scheduled consultations aligned with individual needs. Our founder, Tim Ramsay, has guided clients through multiple market cycles since 1983, earning trust through transparent, client-first advice. Our services span financial planning, investment management, and insurance solutions. Client testimonials consistently highlight our integrity, expertise, and commitment to long-term financial success. We differentiate ourselves through personalized service and a focus on building lasting relationships. Our practice combines technical knowledge with a deep understanding of clients' evolving financial landscapes.
Services
Financial Planning
Investment Solutions
Insurance Services
Estate Planning
Tax Strategies
Discretionary Portfolio Management
Exempt Market Investments
Details
- Year established: 1983
Highlights and features
- We offer 30+ years of experience in financial planning and investment management
- Our team holds multiple industry certifications including CFP and CLU designations
- We prioritize client education and transparent decision-making processes
- We provide personalized financial assessments tailored to individual circumstances
- We maintain ongoing client engagement through customized consultation schedules
Associations and certifications
- CFP
- CLU
- Ch.F.C.
- TEP
- CPCA
What people say
Trustworthy, capable and competent
Honest and caring
Professional manner with utmost integrity
Knowledgeable and expert in many areas
Diligently works for clients' best interests
Services
Financial Planning
Our Certified Financial Planners create customized strategies addressing investment management, insurance needs, and long-term financial goals. We help clients navigate retirement planning, estate preservation, and tax-efficient strategies. Our approach combines technical expertise with personalized guidance to build sustainable financial futures.
Investment Solutions
We offer discretionary portfolio management focusing on capital preservation and growth objectives. Our solutions include traditional stock and bond investments, exempt market products, and private equity opportunities. Each portfolio is tailored to clients' risk tolerance and financial goals while maintaining fee transparency.
Insurance Services
Our comprehensive insurance solutions cover life, disability, critical illness, and long-term care needs. We help clients protect their assets and income through customized policies that adapt to changing life circumstances. Our approach ensures appropriate coverage levels aligned with individual financial plans.
Estate Planning
We develop strategies for efficient wealth transfer across generations using trust structures and estate planning tools. Our Trust and Estate Practitioner (TEP) certified professionals help minimize tax liabilities while ensuring clients' wishes are fulfilled through proper legal documentation.
Tax Strategies
We implement tax-efficient investment structures and strategies to minimize liabilities while maximizing growth potential. Our approach includes utilizing registered accounts, tax-advantaged investments, and income splitting techniques to optimize clients' financial positions.
People
Tim Ramsay
Certified Financial Planner
Tim Ramsay has guided clients in financial and insurance matters since 1983. Holding multiple certifications including CFP, CLU, and TEP, he combines technical expertise with personalized service. His 30+ year career spans multiple market cycles, focusing on client education and long-term financial success.
Questions
What financial services do you specialize in?
We specialize in financial planning, investment management, insurance solutions, estate planning, and tax strategies tailored to individual needs.
How are you different from other financial advisors?
Our team holds multiple advanced certifications and maintains a client-first approach with personalized, long-term financial strategies.
Do you offer free initial consultations?
Yes, we provide complimentary initial consultations to understand your financial goals and determine how we can help.
What areas do you serve?
We primarily serve Calgary, Alberta, with clients across Canada through our comprehensive financial planning services.
How do you charge for your services?
Our fees are transparent and based on the complexity of services required, with options for fee-based and commission-based structures.
What client resources do you provide?
We offer educational materials, financial planning tools, and regular client updates to support informed decision-making.
