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Your Trusted Insurance Partner in Fredericton, New Brunswick
Olts D W Insurance has served Fredericton and surrounding areas for over a century, providing tailored insurance solutions for homes, vehicles, and businesses. Our team of Class 3 and 4 licensed agents combines deep industry expertise with personalized service, ensuring clients receive coverage that aligns with their unique needs. Specializing in new home construction and vacant property insurance, we protect clients from risks like fire, theft, and liability. Backed by partnerships with trusted insurers such as Wawanesa, Aviva, and Intact, we deliver comprehensive policies while maintaining a commitment to exceptional customer support.

With four generations of ownership, including current owner Patrick Lavoie, our legacy of integrity and client-focused service remains unwavering. We prioritize transparency, offering fast phone quotes and flexible payment plans to simplify the insurance process. Our dedication extends beyond policy saleswe stand ready to assist with claims, ensuring clients receive timely, reliable support when they need it most. This enduring focus on trust and accountability has solidified our reputation as a leading insurance provider in New Brunswick.
Services
Home Insurance Auto Insurance Commercial Property Insurance New Home Construction Insurance Vacant Homes Insurance Condo Insurance Tenant Insurance Commercial Auto Insurance Special Events Insurance Student Rentals
Highlights and features
  • We offer over 100 years of insurance expertise in Fredericton and surrounding areas.
  • Our team includes Class 3 and 4 licensed insurance agents.
  • We specialize in new home construction and vacant property coverage.
  • We partner with trusted insurers like Wawanesa, Aviva, and Intact.
  • We provide fast phone quotes and flexible payment plans.
Services
Home Insurance
Our home insurance policies protect against fire, theft, and liability, offering tailored coverage for primary residences, cottages, and high-risk properties. We ensure clients receive comprehensive protection that aligns with their specific needs and budget.
Commercial Insurance
We provide commercial property and auto insurance, including general liability coverage for businesses. Our policies safeguard against risks like property damage, vehicle accidents, and third-party claims, ensuring operational continuity for clients.
New Home Construction Insurance
This specialized coverage protects properties under construction from fire, theft, and liability risks. Designed for homeowners and contractors, it ensures financial security during the building process until permanent occupancy.
Vacant Homes Insurance
Our vacant home policies cover properties on sale, under renovation, or part of an estate. They protect against fire, vandalism, and liability, addressing the unique risks associated with unoccupied buildings.
Auto Insurance
We offer auto insurance for standard and high-risk drivers, including coverage for motorcycles, four-wheelers, and specialty vehicles. Policies include liability, collision, and comprehensive protection tailored to individual driving needs.
People
Patrick Lavoie
Owner/Broker
Patrick Lavoie has led Olts D W Insurance since 1995, maintaining a Class 4 insurance license. He upholds the company's legacy of customer service, ensuring clients receive personalized, reliable insurance solutions.
David Olts
Owner
David Olts managed the company from 1966 until retirement, retaining a Class 4 license. His leadership established the foundation for the firm's century-long reputation in New Brunswick's insurance market.
Joan Rushton
Agent/Broker
With over 25 years in insurance, Joan Rushton prioritizes client needs. Her expertise in policy customization ensures individuals and businesses receive coverage aligned with their unique risk profiles.
Linda Aubie
Agent/Broker
Linda Aubie brings 30+ years of insurance experience, focusing on client-first solutions. Her dedication to understanding customer needs has made her a trusted advisor in Fredericton's community.
Sandra Geikie
Office Manager/Agent
Sandra Geikie combines administrative leadership with insurance expertise, ensuring seamless client interactions. Her role supports the team's ability to deliver efficient, personalized service to policyholders.
Questions
What types of insurance do you offer?
We provide home, auto, commercial property, new home construction, vacant homes, condo, tenant, and specialty insurance for vehicles and events.
How can I get a fast insurance quote?
Call us at 506-458-8388 for a quick phone quote or visit our office at 768 Brunswick St, Fredericton.
Do you offer payment plans?
Yes, we provide flexible monthly payment options to simplify insurance affordability for our clients.
What areas do you serve?
We primarily serve Fredericton and surrounding regions in New Brunswick.
Can you help with insurance claims?
Yes, we assist clients with claims through our partnerships with insurers like Wawanesa, Aviva, and Intact.