Business Details
21 Years
experience
Your Trusted Financial Planning Partner in Victoria
Prosperity Planning was founded in 2005 by Dale Collins, a Certified Financial Planner with over two decades of experience in the financial services industry. Our firm specializes in creating personalized financial strategies tailored to individual client needs, focusing on retirement planning, investment management, estate planning, and business succession strategies. As a mother-daughter team, Dale and Courtney Castledine bring a unique multi-generational perspective to financial planning, ensuring continuity and comprehensive guidance for our clients. We pride ourselves on building long-term relationships through transparent communication and collaborative planning. Our holistic approach integrates various financial aspects to create cohesive strategies that align with clients' personal and professional goals.With a commitment to community involvement, we also help clients incorporate charitable giving into their financial plans. Our team combines technical expertise with personalized service, offering clients access to both established professionals and emerging industry insights. We serve individuals, families, and businesses across Victoria, BC, and the surrounding Westshore region. Our practice emphasizes education and empowerment, ensuring clients understand their financial decisions and feel confident about their future. With over 25 years of combined experience, we remain dedicated to evolving with industry trends while maintaining our core values of integrity and client-centric service.
Services
Retirement Planning
Investment Management
Estate Planning
Insurance Planning
Business Succession
Mutual Funds
Segregated Funds
Women in Wealth
Charitable Giving
Tax Strategies
Details
- Year established: 2005
Highlights and features
- We offer over 25 years of combined experience in financial planning and investment management.
- Our mother-daughter team provides multi-generational financial planning expertise.
- We implement personalized, holistic financial strategies tailored to individual client needs.
- Our practice emphasizes financial education and client empowerment through clear communication.
- We maintain strong community ties through charitable giving and local business support.
Associations and certifications
- Certified Financial Planners (CFP)
- Worldsource Financial Management
What people say
Warm, energetic & incredibly knowledgeable
Peace of mind for over a decade
Professional and effective
Confidence in financial future
Personalized approach
Services
Retirement Planning
Our retirement planning service creates customized strategies to ensure financial security during post-career years. We analyze current assets, future goals, and lifestyle expectations to develop comprehensive plans that address income needs, tax implications, and estate considerations. By combining investment management with risk assessment, we help clients achieve their ideal retirement while maintaining flexibility for changing circumstances.
Estate Planning
Estate planning ensures your assets are distributed according to your wishes while minimizing tax burdens. We develop comprehensive strategies that include wills, trusts, and power of attorney arrangements. Our approach considers family dynamics, charitable intentions, and business succession needs to create legally sound plans that provide peace of mind for clients and their loved ones.
Investment Management
Our investment management service focuses on growing client assets through diversified portfolios tailored to individual risk tolerance and financial goals. We offer access to mutual funds, segregated funds, and other investment vehicles while maintaining active portfolio monitoring and regular performance reviews. The approach balances growth potential with risk management to optimize long-term returns.
Business Succession
Business succession planning prepares owners for smooth leadership transitions while protecting company value. We develop strategies that address ownership transfer, tax implications, and family business dynamics. Our services include capital dividend planning, holding company structures, and executive compensation strategies to ensure business continuity across generations.
Insurance Planning
Insurance planning creates financial safety nets that protect clients' assets and loved ones. We assess life, disability, and critical illness insurance needs to develop coverage strategies that align with overall financial plans. The service includes policy analysis, coverage gap identification, and regular reviews to ensure protection evolves with changing life circumstances.
People
Dale Collins
Founding Partner | Certified Financial Planner
With over 25 years in financial services, Dale founded Prosperity Planning in 2005. She specializes in estate planning and elder financial counseling, holding both CFP and Elder Planning Counselor certifications. Her career began at Pacific Coast Savings Credit Union in 1996.
Courtney Castledine
Partner | Certified Financial Planner
Joining Prosperity Planning in 2013, Courtney brings expertise in health insurance and financial education. A CFP since 2023, she focuses on family financial planning and charitable giving strategies. She previously taught English in China and worked internationally.
Jodi Mckeown
Client Services Coordinator
Jodi has over 30 years in financial services, serving as the firm's first point of contact since joining in 2005. With extensive industry experience, she coordinates client appointments and supports the planning team while maintaining strong client relationships.
Tahnee Deveau
Administrative Assistant
Tahnee joined the team in 2019 with 15+ years of financial services experience. She manages administrative tasks while balancing family life in Victoria. Her local knowledge and organizational skills support the firm's daily operations effectively.
Questions
What financial planning services do you offer?
We provide retirement planning, investment management, estate planning, insurance solutions, business succession strategies, and charitable giving guidance tailored to individual client needs.
How does your financial planning process work?
We begin with a comprehensive assessment of your financial situation, then create customized strategies aligned with your goals. This includes ongoing monitoring and adjustments as life circumstances change.
What experience do your advisors have?
Our team includes Certified Financial Planners with over 25 years of combined experience, specializing in multi-generational planning and family business transitions.
How do I schedule an appointment?
Contact us through our website or call 250.818.2616 to speak with our Client Services Coordinator, who will arrange your initial consultation with the appropriate advisor.
Do you work with out-of-town clients?
While based in Victoria, BC, we work with clients across various locations through virtual meetings and digital planning tools while maintaining personalized service.
What makes your firm different?
Our mother-daughter team offers unique multi-generational perspective, combining established expertise with fresh insights while maintaining a strong focus on client education and empowerment.
Reviews (2)
Dee Dee Jones
Dec 09, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Cindy, Rachael, and the team have provided excellent financial guidance. Through market ups and downs they steady the ship. Strategic and trustworthy. Highly recommend.
Cindy, Rachael, and the team have provided excellent financial guidance. Through market ups and downs they steady the ship. Strategic and trustworthy. Highly recommend.
Lillian Armstrong
Aug 13, 2019
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Cindy and her team have helped us reach our retirement goals. We are thankful for their guidance and encouragement through the years. Highly recommended.
