Business Details
11 Years
experience
Trusted Financial Planning Services in Regina
Founded in 2015, Astra Financial was established to provide financial planning with greater empathy, clarity, and meaningful dialogue. Our team specializes in retirement planning, tax optimization, and wealth management for individuals navigating life transitions. As a firm led by Certified Financial Planners, we prioritize conflict-free advice grounded in rigorous industry standards. Our approach combines technical expertise with personalized service, focusing on long-term relationships built through consistent, intentional planning.We serve clients across Western Canada, emphasizing transparency and client-centric solutions. With specialized credentials including Certified Divorce Financial Analyst and Certified Cash Flow Specialist, our team addresses complex financial scenarios. Client satisfaction surveys consistently validate our commitment to exceptional service, reflecting our mission to create tailored financial strategies that align with individual goals and values.
Services
Retirement Planning
Tax Planning
Investment Management
Divorce Financial Planning
Cashflow Planning
Estate Planning
Insurance Analysis
Wealth Transfer Strategies
Details
- Year established: 2015
Highlights and features
- We offer fee-only financial planning with no product affiliations or conflicts of interest.
- Our team includes CFP professionals with specialized credentials in divorce and cash flow planning.
- Client satisfaction surveys consistently rate our service quality above industry standards.
- We implement a proprietary Legacy Path methodology for retirement and wealth transfer planning.
- Transparent pricing structure with no hidden fees or commission-based products.
Associations and certifications
- Certified Financial Planner (CFP)
- Certified Divorce Financial Analyst (CDFA)
- Certified Cash Flow Specialist (CCS)
What people say
Personalized service
Expertise
Supportive guidance
Trustworthy advisors
Clear communication
Services
Retirement Planning
Our retirement planning service helps clients determine sustainable withdrawal strategies while optimizing tax efficiency. We analyze pension options, investment portfolios, and longevity factors to create personalized retirement income plans. The process includes scenario modeling to ensure financial security throughout retirement years.
Tax Planning
We develop customized tax reduction strategies that coordinate investment management with income splitting opportunities and registered account withdrawals. Our approach considers provincial tax regulations across Western Canada to maximize after-tax income for retirees.
Investment Management
Our investment management service provides diversified portfolio construction aligned with individual risk tolerance and financial goals. We implement evidence-based strategies with ongoing monitoring to maintain optimal asset allocation and risk-adjusted returns.
Divorce Financial Planning
Specialized financial analysis for divorce proceedings includes property valuation, spousal support calculations, and long-term financial implications of settlement options. Our certified specialists provide expert guidance through complex asset division scenarios.
Cashflow Planning
We create comprehensive cash flow models that integrate regular expenses with irregular life events. This service helps clients understand spending patterns, debt management, and savings optimization while preparing for future financial needs.
People
Zena Amundsen
Founder & Retirement Planner
With 15+ years in financial services, Zena established Astra Financial to combine technical expertise with compassionate planning. She specializes in retirement strategies for women and families, holding CFP certification and authoring financial education materials.
Nicole Putz
Financial Planner
Nicole focuses on financial confidence for women in their 30s-40s, combining CFP expertise with practical insurance planning. She emphasizes foundational financial strategies for young families and career-building professionals.
Rick Soparlo
Advisor
With 37 years of experience, Rick provides retirement and estate planning expertise. His background includes veterinary medicine and financial services, offering unique perspectives on long-term financial security and tax strategies.
Kristina Jackson
Associate Advisor
Kristina supports clients through financial transitions with CDFA certification and notary public qualifications. Her approach combines technical analysis with empathetic guidance during complex life changes.
Dwight Kosior
Advisor Emeritus
Dwight contributes planning expertise and mentorship after decades in financial advisory roles. His experience shapes our investment research and strategic planning approaches while maintaining client-focused service standards.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, tax optimization, and withdrawal planning tailored to individual circumstances.
Do you work with clients outside Saskatchewan?
Yes, we serve clients across Western Canada including Alberta, British Columbia, Manitoba, and Ontario through virtual meetings.
What financial planning credentials do your advisors hold?
Our team includes Certified Financial Planners, a Certified Divorce Financial Analyst, and Certified Cash Flow Specialists with industry-recognized qualifications.
How are your fees structured?
We offer fee-only planning and transparent investment management fees with no hidden costs or product commissions.
What is the minimum asset requirement?
We specialize in serving clients with $500,000+ in investable assets who seek comprehensive retirement planning solutions.
Do you offer a free initial consultation?
Yes, we provide a complimentary 15-minute call to assess compatibility and discuss your financial planning needs.
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