Business Details
Trusted Financial Advisers in Ottawa | Valcore Planning Solutions
Valcore Planning Solutions is a full-service financial planning office with a team of professionals offering decades of experience in the financial services industry. Our process focuses on designing tailored solutions to address unmet client needs in investment, insurance, and financial advisory services. We prioritize client relationships through personalized strategies that ensure long-term financial security. Our team combines expertise in corporate tax, succession planning, trust and estate planning, and comprehensive wealth management. Backed by Manulife Wealth Inc. and affiliated entities, we provide access to a wide range of investment and insurance products.Our approach emphasizes education, integrity, and ongoing management of financial plans to adapt to changing life circumstances. We serve individuals, families, and businesses with specialized attention to retirement planning, tax strategies, and estate preservation. Our Ottawa-based team maintains advanced credentials including Certified Financial Planner (CFP) and Chartered Investment Manager (CIM) designations. We operate with transparency, focusing on building trust through personalized service and evidence-based financial strategies. Our commitment extends to continuous client education and providing accessible financial tools for informed decision-making.
Services
Investment Solutions
Insurance Solutions
Retirement Planning
Estate Planning
Business Solutions
Banking Services
Portfolio Management
Group Benefits
Tax Strategies
Risk Management
Highlights and features
- We offer over 20 years of experience in financial services with advanced industry certifications.
- Our team provides personalized financial strategies tailored to individual client circumstances.
- We maintain a comprehensive approach covering investment, insurance, and estate planning needs.
- Our advisors hold prestigious designations including Certified Financial Planner (CFP) and Chartered Investment Manager (CIM).
- We operate with transparency and prioritize long-term client relationships through ongoing financial education.
Services
Investment Solutions
We provide customized investment strategies tailored to individual financial goals and risk tolerance. Our services include portfolio management, asset allocation, and access to diverse investment products. With expertise in registered retirement plans and tax-efficient strategies, we help clients grow and preserve wealth across market cycles while maintaining disciplined investment approaches.
Insurance Solutions
Our comprehensive insurance offerings protect clients against financial risks through life, health, and disability coverage. We provide personalized risk assessment and tailored protection strategies that integrate with overall financial plans. Services include critical illness insurance, estate preservation solutions, and business insurance products designed to safeguard personal and professional assets.
Retirement Planning
We develop customized retirement income plans considering pension options, tax implications, and lifestyle goals. Our approach includes CPP/OAS optimization, withdrawal strategies, and guaranteed income products. We help clients transition from wealth accumulation to sustainable income generation while addressing healthcare and long-term care considerations in retirement planning.
Estate Planning
Our estate planning services focus on efficient wealth transfer and asset protection through wills, trusts, and beneficiary designations. We coordinate with legal professionals to implement tax-efficient strategies that preserve family wealth. Services include business succession planning, charitable giving strategies, and probate minimization techniques to ensure client legacy objectives are met.
Business Solutions
We offer specialized financial solutions for business owners including succession planning, key-person insurance, and employee benefits programs. Our services address corporate tax strategies, retirement plan implementation, and risk management for small to medium enterprises. We help business owners integrate personal and corporate financial objectives into comprehensive wealth management plans.
People
Jerry Witteveen
Portfolio Manager
Certified Financial Planner with over 20 years of experience specializing in corporate tax and estate planning. Founder of Valcore Planning Solutions, holding CFP and CIM designations. Provides comprehensive financial strategies for business owners and high-net-worth individuals.
Heather MacDonald
Portfolio Manager
Experienced financial advisor with CFP and CIM credentials focusing on retirement and estate planning. Offers personalized investment strategies and tax-efficient wealth transfer solutions. Specializes in creating long-term financial security for families and professionals.
Robert Higgerty
Senior Financial Advisor
Senior advisor with 30 years of experience providing business succession and family financial solutions. Holds CFP designation and economics degree. Specializes in creating customized financial plans for entrepreneurs and high-net-worth clients.
Sylvia Giannetti
Financial Advisor
Commerce graduate with over 10 years of experience in wealth creation and retirement planning. Focuses on integrated financial solutions including investment management, debt restructuring, and home ownership planning for individuals and families.
Wade Bedard
Portfolio Manager
Specializes in pre-retirement and newly retired client planning. Combines tax minimization strategies with income generation techniques. Helps clients transition from wealth accumulation to sustainable retirement income while addressing lifestyle changes and healthcare considerations.
Questions
What financial services do you offer?
We provide investment management, insurance solutions, retirement planning, estate planning, business advisory services, and portfolio management tailored to individual and corporate client needs.
How do you help with retirement planning?
We create personalized retirement income strategies considering pension options, tax implications, and lifestyle goals while optimizing government benefits and implementing sustainable withdrawal plans.
What insurance products are available?
We offer life, health, disability, and critical illness insurance along with business protection solutions and estate preservation strategies tailored to individual circumstances.
Do you work with business owners?
Yes, we specialize in business succession planning, key-person insurance, employee benefits programs, and corporate tax strategies to help business owners protect and transition their wealth.
How are investment portfolios managed?
Our portfolio managers use a comprehensive framework to create, manage, and assess investment strategies based on individual risk profiles, financial goals, and market conditions.
Reviews (6)
Dee Monet
Nov 10, 2021
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Very organized just busy so if on a time limit make sure to check how busy they are or give yourself some extra time just in case.usually in n out tho only once I was stuck waiting.they answer there phone too.
Christopher Viveros Chris
Oct 21, 2021
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Very well organized. Staffed to efficiently move customers through process expeditiously. Assistance provided as necessary. Questions answered by well trained staff. No one is pressuring you to move faster than you do but very willing to assist. All in all the best experience at any recycling center! Will be nice when they resume Saturday hours post pandemic.
Amber Harris
Aug 03, 2021
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Good recycling place. They are always polite, usher you through the recycling process to get you in and out despite tight parking. Clothes donation and paper shredding too ($).
Tim Brice
Feb 16, 2021
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Usually in & out in no time even if there's people ahead of me BUT ya gotta take those tops off the plastic bottles b4 you get there
Jim Minkel
Oct 20, 2020
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I wish I found/went here a long time ago. I had been going to the places behind grocery stores and dreaded going to recycle. This place is well managed and operated. It can be confusing when you go for the first time. There are two loops inside the area. The inside is for loading your recyclables into cans, they will get you all the cans you need. Outside is for moving to an inside spot and getting out. Before you come to speed it all up do the following:
CRV plastic separate out and remove caps they will take the caps too. They take most other plastics too, just don't pay for them.
Separate
CRV plastic separate out and remove caps they will take the caps too. They take most other plastics too, just don't pay for them.
Separate
Patty LeLievre-Childs
Jun 15, 2020
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All the guys are very helpful respectful and friendly. I have been there 4 times and it is always a good experience. The guys are fast and always call me MAM. I never considered my a MAM but that's ok it's all about being polite. Thanks and I'll be back
