Ryan W. Smith
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If you are looking to purchase a home, understanding all the mortgage options available to you can seem overwhelming. The market is hot and having a clear plan is a must. Refinancing means accessing the equity you've built up in your home. You could use the funds for renovation, debt consolidation, or anything else you can imagine!

Renewing is about more than signing on the dotted line. Ryan can help you shop around and decide whether to stay with your lender or transfer your mortgage elsewhere. If you're thinking about buying a home for the first time, taking out equity from your current home, or if your current mortgage is simply up for renewal, it's more important now than ever before that you get the most educated, professional advice possible.
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About Ryan
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I love my job. A lifelong passion for customer service has led me here; to an exciting, fulfilling place where I am able to help others pursue and achieve their dreams of homeownership and investment in real estate. It's a great feeling waking up each day knowing that I'm going to make an impact in other's lives through my profession!
Tesimonials & Reviews
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Buying a new home can be both exciting and extremely stressful. My son and I were so blessed to be directed to Ryan for help with this. Ryan was truly amazing! This purchase had an even greater sentimental value to it because my son was looking at purchasing his Grandmother's home. A place he had spent many hours at growing up as did his Father.
Mortgage Types
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It's my job as your Mortgage Broker to understand your needs and explore the mortgage options that are most relevant to you! Your best mortgage isn't necessarily the one that offers the lowest rate, but one that offers a complete package of terms, conditions, rates and fees that fit your unique needs and expectations.
Purchase Mortgages
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Your home is an investment. Because your home will typically increase in value and you will pay off your mortgage balance over time, your investment grows and grows. Often, this equity you are building can be leveraged to improve your home, improve your lifestyle, or help you realize other dreams you may have.
First Time Home Buyers
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With mortgage rates at historic lows there's never been a better time to buy your first home. I love working with first-time buyers. The excitement, the nervousness, the thrill of getting the mortgage approval, and finally getting the keys to your new home! Let me help you understand the options available to you at this important stage in your life.
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