
I am a mortgage broker with Mortgage Intelligence in B.C. Together, my team and I are ready to serve your every need, Coast to Coast in Canada. Having personally bought, sold, renovated, subdivided and invested in property and built a new home, I have first-hand understanding of the complexities of personal mortgages.
Each time I borrowed money, I wondered, 'Is this really the best rate I could get?' or 'Could I have done better somewhere else?' This anxiety about getting the best mortgage led me to the path I am on today. Like most people, I want the best for my family and I know that mortgages have incredible impact on a family.
Each time I borrowed money, I wondered, 'Is this really the best rate I could get?' or 'Could I have done better somewhere else?' This anxiety about getting the best mortgage led me to the path I am on today. Like most people, I want the best for my family and I know that mortgages have incredible impact on a family.
Services
Why Use a Broker
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Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs! A Mortgage Broker's primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Commercial Mortgages
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Buying a business or a piece of commercial property? I can help. There are 2 ways to get this done: 1) use a local bank, credit union or other established lender or 2) use a private lender. Established banks are usually cheaper, but they will ask more questions. Have a look at the list of items the established banks will look for a nd this may tell you a little bit about which way you will be headed.
Credit Improvement
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Since most of us cannot afford to pay cash for a home, mortgages become necessary to raise the appropriate amount of funds for a purchase. Credit Score is a major determining factor in lenders deciding whether you get the best mortgage rate or a no on your mortgage application. If you are preparing to buy a new home, here are a few tips to make sure credit score will not hamper your home buying plans.
Frequent Questions
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Mortgage loan insurance is insurance provided by Canada Mortgage and Housing Corporation (CMHC), a crown corporation, and GE Capital Mortgage Insurance Company, an approved private corporation. This insurance is required by law to insure lenders against default on mortgages with a High Ratio. The insurance premiums are paid by the borrower and can be added directly onto the mortgage amount.
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