Business Details
11 Years
experience
Trusted Financial Solutions in Toronto
WealthShield Financial was founded in 2015 with a mission to empower individuals and families to make informed financial decisions. Our team of licensed professionals specializes in creating tailored insurance and investment strategies that align with each client's unique goals. With expertise in life insurance, disability planning, retirement solutions, and group benefits, we prioritize transparency and long-term relationships. Our commitment to ongoing education ensures we stay current with industry trends and regulatory requirements.We serve clients across Canada, offering personalized guidance through in-person meetings, virtual consultations, and digital tools. Our approach combines technical knowledge with compassionate service, focusing on protecting what matters most to our clients. By partnering with leading providers like Manulife and Sun Life, we deliver comprehensive solutions that adapt to evolving needs. We measure success through client satisfaction and the positive impact of our financial strategies on families and businesses.
Services
Term Life Insurance
Permanent Life Insurance
Critical Illness Insurance
Disability Insurance
Long Term Care
Travel Insurance
RRSP Investments
Education Savings Plans
Annuities
Group Pension Plans
Details
- Year established: 2015
Highlights and features
- We offer personalized financial strategies tailored to individual needs
- Our team holds Life and Health Insurance licenses in Ontario
- We partner with top-tier insurance providers like Manulife and Sun Life
- We provide comprehensive solutions for both personal and business needs
- Our approach combines technical expertise with compassionate service
Services
Term Life Insurance
Term life insurance provides temporary protection for your loved ones during critical financial periods. This cost-effective solution offers guaranteed death benefits for specified terms like 10, 20, or 30 years. Ideal for covering mortgages, education expenses, or income replacement during working years, these policies can often be converted to permanent coverage as needs evolve.
Critical Illness Insurance
Critical illness coverage provides lump-sum payments upon diagnosis of specified serious conditions like cancer, heart attack, or stroke. This financial protection helps maintain lifestyle stability while covering medical expenses, lost income, or treatment costs. Policies can be customized to include various conditions and benefit amounts based on individual risk profiles.
Disability Insurance
Disability insurance replaces a portion of income when illness or injury prevents work. Available as short-term or long-term coverage, these policies protect financial stability by ensuring ongoing bill payments and living expenses. Customizable features include elimination periods, benefit durations, and occupation-specific protections tailored to professional needs.
Group Pension Plans
We design comprehensive retirement plans for businesses including RRSPs, LIRAs, and pension arrangements. These solutions help employers attract talent while ensuring employees' financial security through tax-advantaged savings. Our approach considers company size, industry standards, and employee demographics to create sustainable retirement frameworks that meet regulatory requirements.
Education Savings Plans
Registered Education Savings Plans help families save for post-secondary education with government grant incentives. Our solutions maximize RESP benefits through strategic contribution planning and investment options aligned with education timelines. We provide guidance on grant eligibility, contribution limits, and investment growth strategies to optimize educational funding outcomes.
People
Sandra Durocher
Financial Consultant
Sandra Durocher is a licensed financial consultant with expertise in insurance and investment planning. Since founding WealthShield Financial in 2015, she has helped families and businesses protect their financial futures through personalized strategies. Her approach combines technical knowledge with compassionate service.
Questions
What insurance options are available for pre-existing medical conditions?
We offer no medical life insurance options that don't require health underwriting, providing coverage for individuals with pre-existing conditions while maintaining competitive rates.
How do investment solutions adapt to changing financial goals?
Our investment strategies use flexible vehicles like RRSPs and TFSAs that can be adjusted as life circumstances change, with regular portfolio reviews to ensure alignment with evolving objectives.
What happens to my policy if I change jobs?
Most personal insurance policies remain portable when changing employment, while group benefits would need individual conversion. We help transition coverage seamlessly during career changes.
How are benefit amounts determined for critical illness coverage?
Critical illness benefit amounts consider factors like income replacement needs, existing savings, and specific treatment costs, with guidance on appropriate coverage levels based on individual circumstances.
What support exists for business owners' insurance needs?
We provide key person insurance, buy-sell agreements, and executive benefits tailored to business structures, helping protect company assets and ensure continuity during ownership transitions.
How do prescription drug plans work with provincial coverage?
Our drug plans supplement provincial coverage by filling gaps in medication costs, with formularies aligned to common prescription needs and cost-sharing arrangements that balance affordability with comprehensive protection.
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