We are one of the rare mortgage brokers that do not rely on an association with a franchisor. We remain independent because of our veteran agents, depth of knowledge, and our long history with lenders. Only those new to the business require an association. We avoid working with banks unless we absolutely must.
Banks have horrible re-advance clauses in all their mortgages that take control of your house. In other words, the bank controls your house regardless of the mortgage size. Banks also have posted rates. This means that your payout penalty, should you break the mortgage, could easily be tens of thousand of dollars.
Banks have horrible re-advance clauses in all their mortgages that take control of your house. In other words, the bank controls your house regardless of the mortgage size. Banks also have posted rates. This means that your payout penalty, should you break the mortgage, could easily be tens of thousand of dollars.
Services
About Us
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We are a company that is able to secure the lowest rates with banks and trust companies, due to our annual volume. No matter what your credit or financial situation is like we are happy to work with you to help you find a solution that works for you. To provide every client with as much time and information as necessary in order to help each client reach their goal.
Mortgage Rates
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The banks post very high interest rates and flatter their customer with the promise of a discounted rate, suggesting the client somehow deserves a better rate. If that client should ever need to break that bank mortgage an IRD will apply. Interest Rate Differential. The bank will charge the client a penalty based on the difference in interest between their posted rate and the discounted rate.
Opportunities
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It's a rewarding career in the financial sector. Licensed mortgage professionals at mortgagestogo.ca, after proper training, are in a position to help people buy and refinance homes even after the banks turn them down. Agents are able to ease the financial burden of many and often help clients to avoid bankruptcy.
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